# Hanmi Mobile Banking vs UseBudget

The clearest difference is in-app purchases: Hanmi Mobile Banking at none against UseBudget's 4. UseBudget's advantage is update cadence (every 2 days vs every 3 months). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. UseBudget sells 4 in-app purchases, starting at $9.99 per month. Hanmi Mobile Banking asks for nothing beyond the download.

Hanmi Mobile Banking ships an update every 3 months, UseBudget every 2 days. The most recent releases landed on November 1, 2026 and November 6, 2026 respectively.

## The numbers

| Metric | Hanmi Mobile Banking | UseBudget |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (1.6K ratings)](https://appshunter.io/ios/app/hanmi-mobile-banking/id556491436/reviews)** | — |
| Number of ratings | **1.6K** | — |
| Positive reviews | 76.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 days** |
| Monetization | Free | — |
| Size | 136 MB | 10 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Hanmi Bank](https://appshunter.io/developer/556491439) | [Nicolas BERGER](https://appshunter.io/developer/6816991531) |

## What reviewers say

### Hanmi Mobile Banking

[App page](https://appshunter.io/ios/app/hanmi-mobile-banking/id556491436)

Manage your finances on the go with this mobile banking app. Check balances, transfer funds, view transaction history, and send secure messages anytime, anywhere. Access branch information conveniently.

**Highlights:** Check balances 24/7, View pending transactions, Create, approve, cancel funds transfers, View transaction history, Send and receive secure messages, Access branch hours and locations

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Quick and efficient
- 🔒 Secure login options
- 💡 Helpful features like check deposit and fund transfers

**What reviewers complain about**

- 🐛 App crashes or freezes frequently
- 🔍 Limited functionality compared to other banking apps
- 🔋 High battery consumption
- 🕰️ Slow initial load times

**Reported bugs**

- Remote deposit not working on certain devices
- Zelle integration issues causing app crashes
- Incorrect account balances displayed

**Requested features**

- Improve login reliability and reduce frequent password requests
- Expand mobile deposit capabilities
- Add more transaction types like wire transfers
- Provide daily balance notifications


### UseBudget

[App page](https://appshunter.io/ios/app/usebudget-marolya/id6816993477)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Base monthly | $9.99 | per month |
| Base + Analytics monthly | $13.99 | per month |
| Base yearly | $99.00 | per year |
| Base + Analytics yearly | $139.00 | per year |


## Frequently asked questions

### Is Hanmi Mobile Banking free?

Hanmi Mobile Banking is free to download, with no in-app purchases.

### Is UseBudget free?

UseBudget is free to download, with in-app purchases available.

### Do Hanmi Mobile Banking or UseBudget have ads?

Neither Hanmi Mobile Banking nor UseBudget shows ads.

### Which is updated more often, Hanmi Mobile Banking or UseBudget?

Hanmi Mobile Banking ships an update every 3 months, and UseBudget every 2 days. Most recently, Hanmi Mobile Banking was updated on November 1, 2026 and UseBudget on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*