# ローン計算 @返済くんLoan vs Simple

The clearest difference is update cadence: Simple at monthly against ローン計算 @返済くんLoan's every 4 months. ローン計算 @返済くんLoan's advantage is monetization model (freemium vs paid). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. ローン計算 @返済くんLoan sells 2 in-app purchases, starting at $0.49 per 3 months and Simple sells 1 one-off in-app purchase. Whichever you choose, the download price is not the number that matters.

ローン計算 @返済くんLoan ships an update every 4 months, Simple monthly. Both last shipped on November 1, 2026.

## The numbers

| Metric | ローン計算 @返済くんLoan | Simple |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[5.0 (1 ratings)](https://appshunter.io/ios/app/simple-model-loan-calculator/id703546831/reviews)** |
| Number of ratings | — | **1** |
| Positive reviews | 66.7% of reviews | — |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | **Freemium** | Paid |
| Size | 1 MB | 1 MB |
| Requires iOS | **17.0** | 18.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [ichiro tanioka](https://appshunter.io/developer/557079290) | [RYUICHIROU SHIMONO](https://appshunter.io/developer/696880855) |

## What reviewers say

### ローン計算 @返済くんLoan

[App page](https://appshunter.io/ios/app/loan/id557079047)

This tool helps real estate and mortgage professionals quickly calculate loan scenarios. It offers advanced features like detailed interest calculations, debt-to-income ratios, and borrowing capacity, with a free tier for basic functions and a trial for premium features.

**Highlights:** Quick input buttons for large sums, Precise interest rate adjustments, Customizable debt-to-income ratio tables, Advanced loan eligibility simulations, Calculates total repayment and interest, Free basic mortgage calculations

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| PRO版へアップグレード | $0.49 | per 3 months |
| PRO版へアップグレード | $1.99 | per year |


### Simple

[App page](https://appshunter.io/ios/app/simple-model-loan-calculator/id703546831)

Easily calculate monthly loan payments and total repayment amounts. Supports bonus payments and offers two repayment methods: equal installments or equal principal payments. View and save repayment simulations in a history list.

**Highlights:** Calculate monthly payments, Calculate total repayment, Support bonus payments, Select repayment methods, Simulate repayment status, Save calculation history

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| LoanCalc Premium | $2.99 | one-time |


## Frequently asked questions

### Is ローン計算 @返済くんLoan free?

ローン計算 @返済くんLoan is free to download, with in-app purchases available.

### Is Simple free?

Simple is free to download, with in-app purchases available.

### Do ローン計算 @返済くんLoan or Simple have ads?

Neither ローン計算 @返済くんLoan nor Simple shows ads.

### Which is updated more often, ローン計算 @返済くんLoan or Simple?

ローン計算 @返済くんLoan ships an update every 4 months, and Simple monthly. Most recently, ローン計算 @返済くんLoan was updated on November 1, 2026 and Simple on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
