# LoanMart vs Sail Loans

The clearest difference is review sentiment: Sail Loans at 100% against LoanMart's 21%. Sail Loans also leads on rating (3.8 vs 2.3). LoanMart's advantage is ratings volume (180 vs 5) and update cadence (monthly vs every 3 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sail Loans holds the better App Store score, 3.8 against 2.3. That said, the two scores are not equally well evidenced: LoanMart has 180 ratings behind it against 5, so its average is the more settled of the two. Written reviews point the same way: 21% of LoanMart's written reviews are positive against 100% of Sail Loans's.

LoanMart ships an update monthly, Sail Loans every 3 months. The most recent releases landed on October 23, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | LoanMart | Sail Loans |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.3 (180 ratings)](https://appshunter.io/ios/app/loanmart/id557219033/reviews) | **[3.8 (5 ratings)](https://appshunter.io/ios/app/sail-loans/id1578869732/reviews)** |
| Number of ratings | **180** | 5 |
| Positive reviews | 20.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free | Free |
| Size | 55 MB | 24 MB |
| Requires iOS | **11.0** | 13.4 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Loanmart](https://appshunter.io/developer/557219036) | [Americash Loans LLC](https://appshunter.io/developer/1529566329) |

## What reviewers say

### LoanMart

[App page](https://appshunter.io/ios/app/loanmart/id557219033)

Access quick cash loans directly from your smartphone, with amounts ranging from $1,000 to $50,000. This app offers competitive rates and can often assist when traditional lenders cannot. Manage your loan conveniently after approval.

**Highlights:** Cash loans up to $50,000, Loan amounts from $1,000, Competitive interest rates, Use car as collateral, Manage loans via app, Apply by phone option

**In-app purchases:** none


### Sail Loans

[App page](https://appshunter.io/ios/app/sail-loans/id1578869732)

Apply for loans up to $4,000 with funds deposited directly into your bank account. Manage your repayment options, make payments, and access referral codes to earn extra cash. Offers installment, full, or early/partial payment options.

**Highlights:** Loan application up to $4,000, Same-day fund deposit, Customer profile editing, Loan repayment management, Refer-A-Friend program, Installment and full payment options

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is LoanMart free?

LoanMart is free to download, with no in-app purchases.

### Is Sail Loans free?

Sail Loans is free to download, with no in-app purchases.

### Which has better reviews, LoanMart or Sail Loans?

Sail Loans is rated higher. LoanMart averages 2.3 out of 5 from 180 ratings, while Sail Loans averages 3.8 from 5 ratings.

### Do LoanMart or Sail Loans have ads?

Neither LoanMart nor Sail Loans shows ads.

### Which is updated more often, LoanMart or Sail Loans?

LoanMart ships an update monthly, and Sail Loans every 3 months. Most recently, LoanMart was updated on October 23, 2026 and Sail Loans on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*