# Райффайзен Онлайн Банк Россия vs letim

The clearest difference is review sentiment: Райффайзен Онлайн Банк Россия at 84% against letim's 33%. Райффайзен Онлайн Банк Россия also leads on rating (4.8 vs 3.0) and ratings volume (1.8K vs 65). letim's advantage is iOS requirement (13.4 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Райффайзен Онлайн Банк Россия holds the better App Store score, 4.8 against 3.0. That said, the two scores are not equally well evidenced: Райффайзен Онлайн Банк Россия has 1.8K ratings behind it against 65, so its average is the more settled of the two. Written reviews point the same way: 84% of Райффайзен Онлайн Банк Россия's written reviews are positive against 33% of letim's.

Райффайзен Онлайн Банк Россия ships an update every 10 days, letim monthly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Райффайзен Онлайн Банк Россия | letim |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (1.8K ratings)](https://appshunter.io/ios/app/id557857165/reviews)** | [3.0 (65 ratings)](https://appshunter.io/ios/app/letim/id1669498895/reviews) |
| Number of ratings | **1.8K** | 65 |
| Positive reviews | **84.1% of reviews** | 33.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Monthly |
| Monetization | Free | Free |
| Size | 473 MB | 53 MB |
| Requires iOS | 16.0 | **13.4** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Raiffeisenbank Russia](https://appshunter.io/developer/557857168) | [Moneybo Kurumsal Hizmetler A.Ş.](https://appshunter.io/developer/1669498897) |

## What reviewers say

### Райффайзен Онлайн Банк Россия

[App page](https://appshunter.io/ios/app/id557857165)

Manage your finances, make secure payments, and transfer money with this mobile banking app. It offers features like currency exchange, opening new products, and expense tracking. Access a full bank branch in your pocket for 24/7 convenience.

**Highlights:** Manage accounts and cards, Secure payments and money transfers, Currency exchange, Open new products, Control expenses, Online consultation with bank employees, QR code scanning for transfers

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly
- 🚀 Fast and efficient
- 🔒 Secure banking experience
- 💳 Convenient banking features
- 💰 Great cashback and rewards

**What reviewers complain about**

- 🐛 Occasional app crashes and glitches
- ⏱️ Slow loading times
- 📱 High app size
- 🔍 Intrusive notification badges
- 🚫 Compatibility issues with older devices

**Reported bugs**

- Login screen freezes
- Inability to see chat messages
- Debit account selection issues

**Requested features**

- Add back gesture navigation
- Improve transaction templates and repetition
- Introduce dark mode option
- Provide more personalized offers and recommendations


### letim

[App page](https://appshunter.io/ios/app/letim/id1669498895)

A secure digital wallet designed for travelers in Türkiye. Easily manage payments with a virtual pre-paid card and QR code technology, eliminating the need for cash or physical credit cards. Enjoy a seamless and worry-free shopping experience throughout your trip.

**Highlights:** Virtual pre-paid card, QR code payments, Secure top-up feature, ATM withdrawals via QR code, Digital onboarding, Wide acceptance in Türkiye

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Райффайзен Онлайн Банк Россия free?

Райффайзен Онлайн Банк Россия is free to download, with no in-app purchases.

### Is letim free?

letim is free to download, with no in-app purchases.

### Which has better reviews, Райффайзен Онлайн Банк Россия or letim?

Райффайзен Онлайн Банк Россия is rated higher. Райффайзен Онлайн Банк Россия averages 4.8 out of 5 from 1.8K ratings, while letim averages 3.0 from 65 ratings.

### Do Райффайзен Онлайн Банк Россия or letim have ads?

Neither Райффайзен Онлайн Банк Россия nor letim shows ads.

### Which is updated more often, Райффайзен Онлайн Банк Россия or letim?

Райффайзен Онлайн Банк Россия ships an update every 10 days, and letim monthly. Most recently, Райффайзен Онлайн Банк Россия was updated on November 1, 2026 and letim on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*