# Райффайзен Онлайн Банк Россия vs Мобайл 3.0

The clearest difference is review sentiment: Райффайзен Онлайн Банк Россия at 84% against Мобайл 3.0's 44%. Райффайзен Онлайн Банк Россия also leads on update cadence (every 10 days vs every 2 months) and ratings volume (1.8K vs 4). Мобайл 3.0's advantage is rating (5.0 vs 4.8). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Мобайл 3.0 holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Райффайзен Онлайн Банк Россия has 1.8K ratings behind it against 4, so its average is the more settled of the two. Written reviews complicate that: 84% of Райффайзен Онлайн Банк Россия's written reviews are positive against 44% of Мобайл 3.0's, so the app with the better star average is not the one people write more warmly about.

Райффайзен Онлайн Банк Россия ships an update every 10 days, Мобайл 3.0 every 2 months. The most recent releases landed on October 26, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Райффайзен Онлайн Банк Россия | Мобайл 3.0 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (1.8K ratings)](https://appshunter.io/ios/app/id557857165/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/30/id6744440349/reviews)** |
| Number of ratings | **1.8K** | 4 |
| Positive reviews | **84.4% of reviews** | 44.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 10 days** | Every 2 months |
| Monetization | Free | Free |
| Size | 473 MB | 300 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | **iPhone, iPad** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Raiffeisenbank Russia](https://appshunter.io/developer/557857168) | [SACOR SRL](https://appshunter.io/developer/1789730644) |

## What reviewers say

### Райффайзен Онлайн Банк Россия

[App page](https://appshunter.io/ios/app/id557857165)

Manage your finances, make secure payments, and transfer money with this mobile banking app. It offers features like currency exchange, opening new products, and expense tracking. Access a full bank branch in your pocket for 24/7 convenience.

**Highlights:** Manage accounts and cards, Secure payments and money transfers, Currency exchange, Open new products, Control expenses, Online consultation with bank employees, QR code scanning for transfers

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and user-friendly
- 🚀 Fast and efficient
- 🔒 Secure banking experience
- 💳 Convenient banking features
- 💰 Great cashback and rewards

**What reviewers complain about**

- 🐛 Occasional app crashes and glitches
- ⏱️ Slow loading times
- 📱 High app size
- 🔍 Intrusive notification badges
- 🚫 Compatibility issues with older devices

**Reported bugs**

- Login screen freezes
- Inability to see chat messages
- Debit account selection issues

**Requested features**

- Add back gesture navigation
- Improve transaction templates and repetition
- Introduce dark mode option
- Provide more personalized offers and recommendations


### Мобайл 3.0

[App page](https://appshunter.io/ios/app/30/id6744440349)

This application simplifies currency exchange, allowing users to view all their finances in one place and perform exchanges quickly. It offers an intuitive interface and a modern design for a seamless user experience.

**Highlights:** Unified finance display, Quick currency exchange, No commission fees, Intuitive interface, Modern design, High-speed performance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Райффайзен Онлайн Банк Россия free?

Райффайзен Онлайн Банк Россия is free to download, with no in-app purchases.

### Is Мобайл 3.0 free?

Мобайл 3.0 is free to download, with no in-app purchases.

### Which has better reviews, Райффайзен Онлайн Банк Россия or Мобайл 3.0?

Мобайл 3.0 is rated higher. Райффайзен Онлайн Банк Россия averages 4.8 out of 5 from 1.8K ratings, while Мобайл 3.0 averages 5.0 from 4 ratings.

### Do Райффайзен Онлайн Банк Россия or Мобайл 3.0 have ads?

Neither Райффайзен Онлайн Банк Россия nor Мобайл 3.0 shows ads.

### Which is updated more often, Райффайзен Онлайн Банк Россия or Мобайл 3.0?

Райффайзен Онлайн Банк Россия ships an update every 10 days, and Мобайл 3.0 every 2 months. Most recently, Райффайзен Онлайн Банк Россия was updated on October 26, 2026 and Мобайл 3.0 on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*