# The CSB vs iSpending HD

The clearest difference is rating: The CSB at 4.8 against iSpending HD's 3.6. The CSB also leads on review sentiment (93% vs 58%) and in-app purchases (none vs 1). iSpending HD's advantage is iOS requirement (8.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. iSpending HD sells 1 one-off in-app purchase. The CSB asks for nothing beyond the download.

The CSB holds the better App Store score, 4.8 against 3.6. That said, the two scores are not equally well evidenced: The CSB has 664 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 93% of The CSB's written reviews are positive against 58% of iSpending HD's.

The CSB ships an update every 3 months, iSpending HD every 16 months. The most recent releases landed on October 13, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | The CSB | iSpending HD |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (664 ratings)](https://appshunter.io/ios/app/the-csb/id557948393/reviews)** | [3.6 (14 ratings)](https://appshunter.io/ios/app/ispending-hd/id587654268/reviews) |
| Number of ratings | **664** | 14 |
| Positive reviews | **92.9% of reviews** | 57.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 16 months |
| Monetization | **Free** | Free with in-app purchases |
| Size | 94 MB | 14 MB |
| Requires iOS | 17.0 | **8.0** |
| Devices | **iPhone, iPad** | iPad |
| Age rating | 4+ | 4+ |
| Developer | [The Citizens State Bank](https://appshunter.io/developer/557948396) | [Hana Mobile](https://appshunter.io/developer/306576922) |

## What reviewers say

### The CSB

[App page](https://appshunter.io/ios/app/the-csb/id557948393)

Manage your bank accounts, transfer funds, and locate branches or ATMs directly from your Apple device. This secure and fast application offers convenient access to your financial information anytime, anywhere. It also includes features for depositing checks and paying bills.

**Highlights:** Manage accounts, Transfer money, Deposit checks, Find ATMs and branches, Pay bills, View cashback offers

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Fantastic customer service
- 📱 Easy-to-use app interface
- 🚀 Efficient and quick transactions
- 🏠 Banking away from home made easy
- 🔒 Safe and secure app

**What reviewers complain about**

- 🤔 No Touch ID option
- ⏳ Deposit history doesn't go back far enough
- ⚠️ App not opening consistently after update

**Reported bugs**

- App not opening consistently after update
- Keyboard could use an update to match iOS 7

**Requested features**

- Add Touch ID option
- Extend deposit history
- Update keyboard to match iOS 7
- Ensure consistent app opening after updates


### iSpending HD

[App page](https://appshunter.io/ios/app/ispending-hd/id587654268)

This personal finance app helps you track income and expenses with customizable categories. View instant summaries, detailed graph reports, and search transactions easily. Secure your data with a passcode lock and export your records.

**Highlights:** Track income and expenses, Customizable spending categories, Instant daily, weekly, monthly, yearly summaries, Detailed graph reports, Transaction search, Passcode lock, Export transactions via email

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| iSpendingHD Pro | $19.99 | one-time |


## Frequently asked questions

### Is The CSB free?

The CSB is free to download, with no in-app purchases.

### Is iSpending HD free?

iSpending HD is free to download, with in-app purchases available.

### Which has better reviews, The CSB or iSpending HD?

The CSB is rated higher. The CSB averages 4.8 out of 5 from 664 ratings, while iSpending HD averages 3.6 from 14 ratings.

### Do The CSB or iSpending HD have ads?

Neither The CSB nor iSpending HD shows ads.

### Which is updated more often, The CSB or iSpending HD?

The CSB ships an update every 3 months, and iSpending HD every 16 months. Most recently, The CSB was updated on October 13, 2026 and iSpending HD on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*