# Loan Calculator‰ vs ZarMoney

The clearest difference is ads: ZarMoney at none against Loan Calculator‰'s shown. ZarMoney also leads on update cadence (every 2 months vs every 16 months) and monetization model (free vs ad-supported). Loan Calculator‰'s advantage is ratings volume (106K vs 3) and iOS requirement (15.0 vs 17.2). On price, rating, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for Loan Calculator‰ against 5.0 for ZarMoney. That said, the two scores are not equally well evidenced: Loan Calculator‰ has 106K ratings behind it against 3, so its average is the more settled of the two.

Loan Calculator‰ ships an update every 16 months, ZarMoney every 2 months. The most recent releases landed on November 7, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | Loan Calculator‰ | ZarMoney |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.9 (106K ratings)](https://appshunter.io/ios/app/loan-calculator/id558688927/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/zarmoney/id1631515679/reviews)** |
| Number of ratings | **106K** | 3 |
| Positive reviews | 75.7% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 16 months | **Every 2 months** |
| Monetization | Ad-supported | **Free** |
| Size | 43 MB | 1 MB |
| Requires iOS | **15.0** | 17.2 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Tim O's Studios, LLC](https://appshunter.io/developer/412839685) | [ZarMoney Corporation](https://appshunter.io/developer/1515872596) |

## What reviewers say

### Loan Calculator‰

[App page](https://appshunter.io/ios/app/loan-calculator/id558688927)

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

**Highlights:** Loan calculation, Mortgage calculation, Amount input, Term input, Rate input

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward and intuitive
- 💡 Accurate loan repayment calculations
- 🚀 Instant results
- 👍 Helpful for financial decisions

**What reviewers complain about**

- 🐛 Incorrect interest calculations
- 🔍 Limited functionality
- 💸 Excessive advertisements
- 🔍 Cannot switch to landscape mode
- 🔒 Privacy concerns with data collection

**Reported bugs**

- Ad banner covers input fields, making the app unusable
- Monthly interest figure shown is incorrect
- App crashes or freezes on certain devices

**Requested features**

- Add option to calculate weekly or bi-weekly payments
- Implement amortization schedule feature
- Allow entering monthly payment to calculate loan amount or interest rate
- Provide option to remove ads through in-app purchase


### ZarMoney

[App page](https://appshunter.io/ios/app/zarmoney/id1631515679)

This comprehensive accounting software streamlines business finances with features like invoicing, subscription management, online payments, and advanced inventory tracking. It simplifies billing, expense management, and bank reconciliation for improved accuracy and data-driven decision-making.

**Highlights:** Simplified invoicing and subscription management, Effortless online payments, Advanced inventory management, Comprehensive billing and expense tracking, Robust accounting and bank reconciliation, Intuitive design

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Loan Calculator‰ free?

Loan Calculator‰ is free to download, with no in-app purchases.

### Is ZarMoney free?

ZarMoney is free to download, with no in-app purchases.

### Which has better reviews, Loan Calculator‰ or ZarMoney?

ZarMoney is rated higher. Loan Calculator‰ averages 4.9 out of 5 from 106K ratings, while ZarMoney averages 5.0 from 3 ratings.

### Do Loan Calculator‰ or ZarMoney have ads?

Loan Calculator‰ shows ads; ZarMoney does not.

### Which is updated more often, Loan Calculator‰ or ZarMoney?

Loan Calculator‰ ships an update every 16 months, and ZarMoney every 2 months. Most recently, Loan Calculator‰ was updated on November 7, 2026 and ZarMoney on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*