# Loan Calculator‰ vs Adding Machine 10Key Universal

The clearest difference is price: Loan Calculator‰ at Free against Adding Machine 10Key Universal's $3.99. Loan Calculator‰ also leads on ratings volume (105K vs 134) and rating (4.9 vs 4.7). Adding Machine 10Key Universal's advantage is ads (none vs shown) and update cadence (every 2 months vs every 16 months). On in-app purchases and device support there is nothing between them.

Loan Calculator‰ is free to download; Adding Machine 10Key Universal costs $3.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Loan Calculator‰ holds the better App Store score, 4.9 against 4.7. That said, the two scores are not equally well evidenced: Loan Calculator‰ has 105K ratings behind it against 134, so its average is the more settled of the two. Written reviews complicate that: 76% of Loan Calculator‰'s written reviews are positive against 94% of Adding Machine 10Key Universal's, so the app with the better star average is not the one people write more warmly about.

Loan Calculator‰ ships an update every 16 months, Adding Machine 10Key Universal every 2 months. The most recent releases landed on October 3, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Loan Calculator‰ | Adding Machine 10Key Universal |
| --- | --- | --- |
| Price | **Free** | $3.99 |
| Rating | **[4.9 (105K ratings)](https://appshunter.io/ios/app/loan-calculator/id558688927/reviews)** | [4.7 (134 ratings)](https://appshunter.io/ios/app/adding-machine-10key-universal/id579385939/reviews) |
| Number of ratings | **105K** | 134 |
| Positive reviews | 76.5% of reviews | **94.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 16 months | **Every 2 months** |
| Monetization | **Ad-supported** | Paid |
| Best chart rank | — | **#111** |
| Size | 43 MB | 23 MB |
| Requires iOS | 15.0 | **12.4** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Tim O's Studios, LLC](https://appshunter.io/developer/412839685) | [Richard Silverman](https://appshunter.io/developer/297096643) |

## What reviewers say

### Loan Calculator‰

[App page](https://appshunter.io/ios/app/loan-calculator/id558688927)

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

**Highlights:** Loan calculation, Mortgage calculation, Amount input, Term input, Rate input

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward and intuitive
- 💡 Accurate loan repayment calculations
- 🚀 Instant results
- 👍 Helpful for financial decisions

**What reviewers complain about**

- 🐛 Incorrect interest calculations
- 🔍 Limited functionality
- 💸 Excessive advertisements
- 🔍 Cannot switch to landscape mode
- 🔒 Privacy concerns with data collection

**Reported bugs**

- Ad banner covers input fields, making the app unusable
- Monthly interest figure shown is incorrect
- App crashes or freezes on certain devices

**Requested features**

- Add option to calculate weekly or bi-weekly payments
- Implement amortization schedule feature
- Allow entering monthly payment to calculate loan amount or interest rate
- Provide option to remove ads through in-app purchase


### Adding Machine 10Key Universal

[App page](https://appshunter.io/ios/app/adding-machine-10key-universal/id579385939)

**Currently charting:** #111 Top Paid · Finance (US App Store)

This app emulates a traditional 10-key adding machine for precise calculations. It offers features like reversed operator entry, percentage calculation, and the ability to review and edit entries on a digital paper tape. Users can save, export, and print their calculation tapes.

**Highlights:** 10-key adding machine emulation, Reversed operator entry, Percentage calculation, Digital paper tape with editing, Save and export tapes (PDF), TypeTone audio feedback (iPad)

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🧮 Acts like an adding machine
- 🧾 Digital tape for review
- 🖨️ Can print tape
- 💾 Can save/export results

**What reviewers complain about**

- 🐛 Outdated and no support
- 🐛 Doesn't work for new iPad
- 🐛 Total only shows non-zero decimals
- 🐛 Ridiculous method to clear tape
- 🐛 % key not functional

**Reported bugs**

- Cannot save taped
- Cannot export results
- Does not work for new iPad
- Total only shows digits after the decimal that aren't zero
- Method to clear the tape is ridiculous

**Requested features**

- Add widget
- Add realistic sounds
- Add iCloud sync
- Improve tape clearing method
- Clarify functionality of % and +/- keys


## Frequently asked questions

### Is Loan Calculator‰ free?

Loan Calculator‰ is free to download, with no in-app purchases.

### Is Adding Machine 10Key Universal free?

Adding Machine 10Key Universal costs $3.99, with no in-app purchases.

### Which has better reviews, Loan Calculator‰ or Adding Machine 10Key Universal?

Loan Calculator‰ is rated higher. Loan Calculator‰ averages 4.9 out of 5 from 105K ratings, while Adding Machine 10Key Universal averages 4.7 from 134 ratings.

### Do Loan Calculator‰ or Adding Machine 10Key Universal have ads?

Loan Calculator‰ shows ads; Adding Machine 10Key Universal does not.

### Which is updated more often, Loan Calculator‰ or Adding Machine 10Key Universal?

Loan Calculator‰ ships an update every 16 months, and Adding Machine 10Key Universal every 2 months. Most recently, Loan Calculator‰ was updated on October 3, 2026 and Adding Machine 10Key Universal on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*