# Loan Calculator‰ vs Cost Margin Calculator

The clearest difference is rating: Loan Calculator‰ at 4.9 against Cost Margin Calculator's 3.6. Loan Calculator‰ also leads on review sentiment (77% vs 47%) and ratings volume (106K vs 90). Cost Margin Calculator's advantage is ads (none vs shown) and monetization model (free vs ad-supported). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Loan Calculator‰ holds the better App Store score, 4.9 against 3.6. That said, the two scores are not equally well evidenced: Loan Calculator‰ has 106K ratings behind it against 90, so its average is the more settled of the two. Written reviews point the same way: 77% of Loan Calculator‰'s written reviews are positive against 47% of Cost Margin Calculator's.

Loan Calculator‰ ships an update every 16 months, Cost Margin Calculator every 12 months. The most recent releases landed on October 29, 2026 and October 23, 2026 respectively.

## The numbers

| Metric | Loan Calculator‰ | Cost Margin Calculator |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (106K ratings)](https://appshunter.io/ios/app/loan-calculator/id558688927/reviews)** | [3.6 (90 ratings)](https://appshunter.io/ios/app/cost-margin-calculator/id672011923/reviews) |
| Number of ratings | **106K** | 90 |
| Positive reviews | **76.6% of reviews** | 47.2% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 16 months | **Every 12 months** |
| Monetization | Ad-supported | **Free** |
| Size | 43 MB | 36 MB |
| Requires iOS | 15.0 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Tim O's Studios, LLC](https://appshunter.io/developer/412839685) | [Renowne, LLC](https://appshunter.io/developer/672011926) |

## What reviewers say

### Loan Calculator‰

[App page](https://appshunter.io/ios/app/loan-calculator/id558688927)

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

**Highlights:** Loan calculation, Mortgage calculation, Amount input, Term input, Rate input

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward and intuitive
- 💡 Accurate loan repayment calculations
- 🚀 Instant results
- 👍 Helpful for financial decisions

**What reviewers complain about**

- 🐛 Incorrect interest calculations
- 🔍 Limited functionality
- 💸 Excessive advertisements
- 🔍 Cannot switch to landscape mode
- 🔒 Privacy concerns with data collection

**Reported bugs**

- Ad banner covers input fields, making the app unusable
- Monthly interest figure shown is incorrect
- App crashes or freezes on certain devices

**Requested features**

- Add option to calculate weekly or bi-weekly payments
- Implement amortization schedule feature
- Allow entering monthly payment to calculate loan amount or interest rate
- Provide option to remove ads through in-app purchase


### Cost Margin Calculator

[App page](https://appshunter.io/ios/app/cost-margin-calculator/id672011923)

This business tool accurately calculates cost, margin/markup, price, and commission. It also includes a break-even calculator to determine the sales needed to cover costs during promotions. Achieve your business goals with this simple yet powerful app.

**Highlights:** Cost, margin/markup, price, commission calculators, Break-even analysis calculator, Toggle between margin and markup, Import results to cost field, Roll calculation for multiple markups

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 👍 User friendly
- 👍 Accurate calculations
- 👍 Clear and concise
- 👍 Useful tool

**What reviewers complain about**

- 😞 Annoying face on load
- 😞 Slow app loading
- 😞 Unprofessional design
- 😞 Narcissistic design
- 😞 Unnecessary loading screen

**Reported bugs**

- Update for IOS 14 needed
- Negative totals with IOS 14
- Calculator has errors with floating decimals
- Percent key does not function properly
- Calculator doesn't subtract % correctly

**Requested features**

- Add other currencies
- Calculate commission based on margin %
- Backwards calculation for margin/markup
- Auto-calculate retail based on margin
- Add Real estate cap rate calculator


## Frequently asked questions

### Is Loan Calculator‰ free?

Loan Calculator‰ is free to download, with no in-app purchases.

### Is Cost Margin Calculator free?

Cost Margin Calculator is free to download, with no in-app purchases.

### Which has better reviews, Loan Calculator‰ or Cost Margin Calculator?

Loan Calculator‰ is rated higher. Loan Calculator‰ averages 4.9 out of 5 from 106K ratings, while Cost Margin Calculator averages 3.6 from 90 ratings.

### Do Loan Calculator‰ or Cost Margin Calculator have ads?

Loan Calculator‰ shows ads; Cost Margin Calculator does not.

### Which is updated more often, Loan Calculator‰ or Cost Margin Calculator?

Loan Calculator‰ ships an update every 16 months, and Cost Margin Calculator every 12 months. Most recently, Loan Calculator‰ was updated on October 29, 2026 and Cost Margin Calculator on October 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*