# Loan Calculator‰ vs WealthZero

The clearest difference is rating: Loan Calculator‰ at 4.9 against WealthZero's 4.0. Loan Calculator‰ also leads on in-app purchases (none vs 2) and ratings volume (106K vs 8). WealthZero's advantage is update cadence (fortnightly vs every 16 months). On price, review sentiment, ads and device support there is nothing between them.

Both are free to download. WealthZero sells 2 in-app purchases, starting at $6.99 per month. Loan Calculator‰ asks for nothing beyond the download.

Loan Calculator‰ holds the better App Store score, 4.9 against 4.0. That said, the two scores are not equally well evidenced: Loan Calculator‰ has 106K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 76% of Loan Calculator‰'s written reviews are positive against 71% of WealthZero's.

Loan Calculator‰ ships an update every 16 months, WealthZero fortnightly. The most recent releases landed on November 8, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Loan Calculator‰ | WealthZero |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (106K ratings)](https://appshunter.io/ios/app/loan-calculator/id558688927/reviews)** | [4.0 (8 ratings)](https://appshunter.io/ios/app/wealthzero-debt-and-net-worth/id6744300078/reviews) |
| Number of ratings | **106K** | 8 |
| Positive reviews | **75.7% of reviews** | 71.4% of reviews |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Every 16 months | **Fortnightly** |
| Monetization | **Ad-supported** | Free with in-app purchases |
| Size | 43 MB | 38 MB |
| Requires iOS | **15.0** | 18.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Tim O's Studios, LLC](https://appshunter.io/developer/412839685) | [WealthZero, LLC](https://appshunter.io/developer/1806954024) |

## What reviewers say

### Loan Calculator‰

[App page](https://appshunter.io/ios/app/loan-calculator/id558688927)

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

**Highlights:** Loan calculation, Mortgage calculation, Amount input, Term input, Rate input

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward and intuitive
- 💡 Accurate loan repayment calculations
- 🚀 Instant results
- 👍 Helpful for financial decisions

**What reviewers complain about**

- 🐛 Incorrect interest calculations
- 🔍 Limited functionality
- 💸 Excessive advertisements
- 🔍 Cannot switch to landscape mode
- 🔒 Privacy concerns with data collection

**Reported bugs**

- Ad banner covers input fields, making the app unusable
- Monthly interest figure shown is incorrect
- App crashes or freezes on certain devices

**Requested features**

- Add option to calculate weekly or bi-weekly payments
- Implement amortization schedule feature
- Allow entering monthly payment to calculate loan amount or interest rate
- Provide option to remove ads through in-app purchase


### WealthZero

[App page](https://appshunter.io/ios/app/wealthzero-debt-and-net-worth/id6744300078)

Track your net worth, manage debts, and grow investments with personalized insights. This app helps you visualize your financial future and improve your financial score through strategic planning and AI-driven market analysis.

**Highlights:** See true net worth by linking accounts, AI Hub for personalized market briefings, Strategic debt payoff planning, Goal setting for savings and investments, Future net worth projection, Financial Score with improvement tips, Monitor upcoming payments

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| WealthZero Monthly | $6.99 | per month |
| WealthZero Yearly | $69.99 | per year |


## Frequently asked questions

### Is Loan Calculator‰ free?

Loan Calculator‰ is free to download, with no in-app purchases.

### Is WealthZero free?

WealthZero is free to download, with in-app purchases available.

### Which has better reviews, Loan Calculator‰ or WealthZero?

Loan Calculator‰ is rated higher. Loan Calculator‰ averages 4.9 out of 5 from 106K ratings, while WealthZero averages 4.0 from 8 ratings.

### Do Loan Calculator‰ or WealthZero have ads?

Both Loan Calculator‰ and WealthZero show ads.

### Which is updated more often, Loan Calculator‰ or WealthZero?

Loan Calculator‰ ships an update every 16 months, and WealthZero fortnightly. Most recently, Loan Calculator‰ was updated on November 8, 2026 and WealthZero on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*