# Loan Calculator‰ vs Arch MI

The clearest difference is rating: Loan Calculator‰ at 4.9 against Arch MI's 3.7. Loan Calculator‰ also leads on ratings volume (106K vs 3). Arch MI's advantage is ads (none vs shown) and update cadence (every 3 months vs every 16 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Loan Calculator‰ holds the better App Store score, 4.9 against 3.7. That said, the two scores are not equally well evidenced: Loan Calculator‰ has 106K ratings behind it against 3, so its average is the more settled of the two.

Loan Calculator‰ ships an update every 16 months, Arch MI every 3 months. The most recent releases landed on October 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Loan Calculator‰ | Arch MI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (106K ratings)](https://appshunter.io/ios/app/loan-calculator/id558688927/reviews)** | [3.7 (3 ratings)](https://appshunter.io/ios/app/arch-mi/id916076736/reviews) |
| Number of ratings | **106K** | 3 |
| Positive reviews | 76.6% of reviews | — |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 16 months | **Every 3 months** |
| Monetization | Ad-supported | **Free** |
| Size | 43 MB | 1 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Tim O's Studios, LLC](https://appshunter.io/developer/412839685) | [Arch Mortgage Insurance Company](https://appshunter.io/developer/916076735) |

## What reviewers say

### Loan Calculator‰

[App page](https://appshunter.io/ios/app/loan-calculator/id558688927)

Easily calculate loan or mortgage payments. Simply input the loan amount, repayment term, and interest rate to get your estimated monthly payment.

**Highlights:** Loan calculation, Mortgage calculation, Amount input, Term input, Rate input

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Simple and easy to use
- 🚀 Straightforward and intuitive
- 💡 Accurate loan repayment calculations
- 🚀 Instant results
- 👍 Helpful for financial decisions

**What reviewers complain about**

- 🐛 Incorrect interest calculations
- 🔍 Limited functionality
- 💸 Excessive advertisements
- 🔍 Cannot switch to landscape mode
- 🔒 Privacy concerns with data collection

**Reported bugs**

- Ad banner covers input fields, making the app unusable
- Monthly interest figure shown is incorrect
- App crashes or freezes on certain devices

**Requested features**

- Add option to calculate weekly or bi-weekly payments
- Implement amortization schedule feature
- Allow entering monthly payment to calculate loan amount or interest rate
- Provide option to remove ads through in-app purchase


### Arch MI

[App page](https://appshunter.io/ios/app/arch-mi/id916076736)

Access mortgage insurance rate programs, eligibility requirements, and market analysis. Connect with sales and operations teams through a built-in contact directory.

**Highlights:** Dynamic MI rate programs, Eligibility requirements, Quarterly market analysis, Sales and Operations contacts, Housing sector forecasts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Loan Calculator‰ free?

Loan Calculator‰ is free to download, with no in-app purchases.

### Is Arch MI free?

Arch MI is free to download, with no in-app purchases.

### Which has better reviews, Loan Calculator‰ or Arch MI?

Loan Calculator‰ is rated higher. Loan Calculator‰ averages 4.9 out of 5 from 106K ratings, while Arch MI averages 3.7 from 3 ratings.

### Do Loan Calculator‰ or Arch MI have ads?

Loan Calculator‰ shows ads; Arch MI does not.

### Which is updated more often, Loan Calculator‰ or Arch MI?

Loan Calculator‰ ships an update every 16 months, and Arch MI every 3 months. Most recently, Loan Calculator‰ was updated on October 30, 2026 and Arch MI on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*