# Beam vs VaultsPay

The clearest difference is review sentiment: VaultsPay at 100% against Beam's 47%. VaultsPay also leads on update cadence (fortnightly vs every 4 months). Beam's advantage is iOS requirement (13.0 vs 16). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Beam ships an update every 4 months, VaultsPay fortnightly. The most recent releases landed on October 1, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | Beam | VaultsPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (808 ratings)](https://appshunter.io/ios/app/beam/id560637969/reviews)** | — |
| Number of ratings | **808** | — |
| Positive reviews | 46.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Fortnightly** |
| Monetization | Free | Free |
| Size | 57 MB | 159 MB |
| Requires iOS | **13.0** | 16 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GBC S.A.](https://appshunter.io/developer/1230943315) | [The vaults international payment llc](https://appshunter.io/developer/1589066692) |

## What reviewers say

### Beam

[App page](https://appshunter.io/ios/app/beam/id560637969)

This app offers personalized deals and dollar rewards from local stores. Merchants can create targeted marketing campaigns to connect with specific customer profiles. It aims to help customers save money, businesses increase profits, and reduce waste.

**Highlights:** Personalized offers from stores, Earn rewards in dollars, Merchant campaign creation, Targeted offers to user profiles, Pay with your phone, 10% back on every spend

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💰 Rewarding with cash back and discounts
- 🚀 Convenient and easy to use
- 🔒 Secure payment method
- 👍 Smooth and intuitive interface

**What reviewers complain about**

- 🐛 Frequent app crashes and technical issues
- ❌ Limited merchant acceptance and availability
- 🕰️ Slow and unreliable payment processing
- 💸 Unauthorized charges and deductions from accounts
- 🔍 Poor customer support and lack of responsiveness

**Reported bugs**

- App crashes on launch or during use
- Payment transactions fail or get stuck
- Account verification and card linking issues
- Rewards and credits not properly tracked or applied

**Requested features**

- Expand merchant network and availability
- Improve payment reliability and speed
- Provide better customer support channels
- Add Apple Watch support
- Introduce more rewards and discounts


### VaultsPay

[App page](https://appshunter.io/ios/app/vaultspay/id1549447366)

This app provides a digital wallet for seamless, cashless transactions in the UAE. It allows for instant wallet opening, virtual or physical card issuance, local fund transfers, and easy bill payments for residents and businesses.

**Highlights:** Instant digital wallet opening, Virtual and physical card issuance, Instant local fund transfers, Hassle-free bill payments, Secure financial tool

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Beam free?

Beam is free to download, with no in-app purchases.

### Is VaultsPay free?

VaultsPay is free to download, with no in-app purchases.

### Do Beam or VaultsPay have ads?

Neither Beam nor VaultsPay shows ads.

### Which is updated more often, Beam or VaultsPay?

Beam ships an update every 4 months, and VaultsPay fortnightly. Most recently, Beam was updated on October 1, 2026 and VaultsPay on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*