# Beam vs ZugerKB Access

The clearest difference is iOS requirement: Beam at 13.0 against ZugerKB Access's 15.0. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Beam ships an update every 4 months, ZugerKB Access every 3 months. The most recent releases landed on October 15, 2026 and October 13, 2026 respectively.

## The numbers

| Metric | Beam | ZugerKB Access |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (808 ratings)](https://appshunter.io/ios/app/beam/id560637969/reviews)** | — |
| Number of ratings | **808** | — |
| Positive reviews | 46.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 4 months | **Every 3 months** |
| Monetization | Free | — |
| Size | 57 MB | 17 MB |
| Requires iOS | **13.0** | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [GBC S.A.](https://appshunter.io/developer/1230943315) | [Zuger Kantonalbank](https://appshunter.io/developer/968381680) |

## What reviewers say

### Beam

[App page](https://appshunter.io/ios/app/beam/id560637969)

This app offers personalized deals and dollar rewards from local stores. Merchants can create targeted marketing campaigns to connect with specific customer profiles. It aims to help customers save money, businesses increase profits, and reduce waste.

**Highlights:** Personalized offers from stores, Earn rewards in dollars, Merchant campaign creation, Targeted offers to user profiles, Pay with your phone, 10% back on every spend

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 💰 Rewarding with cash back and discounts
- 🚀 Convenient and easy to use
- 🔒 Secure payment method
- 👍 Smooth and intuitive interface

**What reviewers complain about**

- 🐛 Frequent app crashes and technical issues
- ❌ Limited merchant acceptance and availability
- 🕰️ Slow and unreliable payment processing
- 💸 Unauthorized charges and deductions from accounts
- 🔍 Poor customer support and lack of responsiveness

**Reported bugs**

- App crashes on launch or during use
- Payment transactions fail or get stuck
- Account verification and card linking issues
- Rewards and credits not properly tracked or applied

**Requested features**

- Expand merchant network and availability
- Improve payment reliability and speed
- Provide better customer support channels
- Add Apple Watch support
- Introduce more rewards and discounts


### ZugerKB Access

[App page](https://appshunter.io/ios/app/zugerkb-access/id6473727597)

**In-app purchases:** none


## Frequently asked questions

### Is Beam free?

Beam is free to download, with no in-app purchases.

### Is ZugerKB Access free?

ZugerKB Access is free to download, with no in-app purchases.

### Do Beam or ZugerKB Access have ads?

Neither Beam nor ZugerKB Access shows ads.

### Which is updated more often, Beam or ZugerKB Access?

Beam ships an update every 4 months, and ZugerKB Access every 3 months. Most recently, Beam was updated on October 15, 2026 and ZugerKB Access on October 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*