# Calc Cloud vs Inserv Financial

The clearest difference is in-app purchases: Inserv Financial at none against Calc Cloud's 1. Inserv Financial also leads on review sentiment (100% vs 73%) and rating (4.5 vs 4.2). Calc Cloud's advantage is update cadence (every 3 weeks vs every 3 months) and ratings volume (17 vs 2). On price, ads and device support there is nothing between them.

Both are free to download. Calc Cloud sells 1 one-off in-app purchase. Inserv Financial asks for nothing beyond the download.

Inserv Financial holds the better App Store score, 4.5 against 4.2. That said, the two scores are not equally well evidenced: Calc Cloud has 17 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 73% of Calc Cloud's written reviews are positive against 100% of Inserv Financial's.

Calc Cloud ships an update every 3 weeks, Inserv Financial every 3 months. The most recent releases landed on October 23, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | Calc Cloud | Inserv Financial |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (17 ratings)](https://appshunter.io/ios/app/calc-cloud/id560920444/reviews) | **[4.5 (2 ratings)](https://appshunter.io/ios/app/inserv-financial/id1599704317/reviews)** |
| Number of ratings | **17** | 2 |
| Positive reviews | 72.7% of reviews | **100.0% of reviews** |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Every 3 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 26 MB | 85 MB |
| Requires iOS | **12.3** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Richard Silverman](https://appshunter.io/developer/297096643) | [INSERV FINANCIAL SERVICES PRIVATE LIMITED](https://appshunter.io/developer/1599704319) |

## What reviewers say

### Calc Cloud

[App page](https://appshunter.io/ios/app/calc-cloud/id560920444)

This app stores and syncs your calculation histories across all your devices using cloud storage. It's useful for everyday calculations, invoicing, and tax preparation, with options to edit, comment, and export your tapes.

**Highlights:** Cloud sync across devices, Editable paper tape history, Export to PDF, Email, Dropbox, Invoicing and tax calculation, Comment on lines, Undo/Redo functionality

**Features:** Family Sharing

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Full Upgrade | $3.99 | one-time |


### Inserv Financial

[App page](https://appshunter.io/ios/app/inserv-financial/id1599704317)

Manage your complete financial portfolio, including mutual funds, stocks, bonds, and insurance. Track investments, download reports, and utilize various financial calculators for informed decision-making.

**Highlights:** Complete portfolio reporting, Investment performance tracking, Online investment in mutual funds, SIP and STP tracking, Insurance premium reminders, Financial calculators

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Calc Cloud free?

Calc Cloud is free to download, with in-app purchases available.

### Is Inserv Financial free?

Inserv Financial is free to download, with no in-app purchases.

### Which has better reviews, Calc Cloud or Inserv Financial?

Inserv Financial is rated higher. Calc Cloud averages 4.2 out of 5 from 17 ratings, while Inserv Financial averages 4.5 from 2 ratings.

### Do Calc Cloud or Inserv Financial have ads?

Neither Calc Cloud nor Inserv Financial shows ads.

### Which is updated more often, Calc Cloud or Inserv Financial?

Calc Cloud ships an update every 3 weeks, and Inserv Financial every 3 months. Most recently, Calc Cloud was updated on October 23, 2026 and Inserv Financial on October 11, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*