# VCB Digibank vs YSwinner

The clearest difference is rating: YSwinner at 4.0 against VCB Digibank's 3.3. VCB Digibank's advantage is ratings volume (906 vs 5) and update cadence (every 2 weeks vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

YSwinner holds the better App Store score, 4.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 906 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 27% of VCB Digibank's written reviews are positive against 14% of YSwinner's, so the app with the better star average is not the one people write more warmly about.

VCB Digibank ships an update every 2 weeks, YSwinner every 2 months. The most recent releases landed on September 27, 2026 and September 19, 2026 respectively.

## The numbers

| Metric | VCB Digibank | YSwinner |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (906 ratings)](https://appshunter.io/ios/app/vcb-digibank/id561433133/reviews) | **[4.0 (5 ratings)](https://appshunter.io/ios/app/yswinner/id1395841373/reviews)** |
| Number of ratings | **906** | 5 |
| Positive reviews | **26.8% of reviews** | 13.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Every 2 months |
| Monetization | Free | Free |
| Size | 876 MB | 57 MB |
| Requires iOS | 14.0 | **13.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Vietcombank JSC](https://appshunter.io/developer/944568123) | [YUANTA SECURITIES VIETNAM JOINT STOCK COMPANY](https://appshunter.io/developer/1326123905) |

## What reviewers say

### VCB Digibank

[App page](https://appshunter.io/ios/app/vcb-digibank/id561433133)

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

**Highlights:** Online registration, Fee-free transactions, Account number matching phone number, Personal finance management, QR code transfers and withdrawals, Bill payments and mobile top-ups

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 👍 Useful and cutting edge app
- 🔒 Secure app
- 👍 Intuitive and user-friendly interface
- 👍 Comprehensive banking and financial services

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🐛 Unstable and unreliable
- 🐛 Forced updates and poor change management
- 🐛 Difficult to use and navigate
- 🐛 Lack of English support

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information

**Requested features**

- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience


### YSwinner

[App page](https://appshunter.io/ios/app/yswinner/id1395841373)

This mobile application facilitates stock trading with a focus on convenience and ease of use. It allows users to easily set up tracking lists, place buy or sell orders, and manage their asset portfolios. The app also provides access to market news and financial statements.

**Highlights:** Easy order placement, Track securities, Manage asset lists, View transaction history, Access market news, Support for iPhone X

**In-app purchases:** none


## Frequently asked questions

### Is VCB Digibank free?

VCB Digibank is free to download, with no in-app purchases.

### Is YSwinner free?

YSwinner is free to download, with no in-app purchases.

### Which has better reviews, VCB Digibank or YSwinner?

YSwinner is rated higher. VCB Digibank averages 3.3 out of 5 from 906 ratings, while YSwinner averages 4.0 from 5 ratings.

### Do VCB Digibank or YSwinner have ads?

Neither VCB Digibank nor YSwinner shows ads.

### Which is updated more often, VCB Digibank or YSwinner?

VCB Digibank ships an update every 2 weeks, and YSwinner every 2 months. Most recently, VCB Digibank was updated on September 27, 2026 and YSwinner on September 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*