# VCB Digibank vs HDBank

The clearest difference is rating: HDBank at 3.6 against VCB Digibank's 3.3. VCB Digibank's advantage is ratings volume (906 vs 100). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HDBank holds the better App Store score, 3.6 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 906 ratings behind it against 100, so its average is the more settled of the two. Written reviews point the same way: 27% of VCB Digibank's written reviews are positive against 34% of HDBank's.

VCB Digibank ships an update every 2 weeks, HDBank fortnightly. The most recent releases landed on October 10, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | VCB Digibank | HDBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (906 ratings)](https://appshunter.io/ios/app/vcb-digibank/id561433133/reviews) | **[3.6 (100 ratings)](https://appshunter.io/ios/app/hdbank/id1461658565/reviews)** |
| Number of ratings | **906** | 100 |
| Positive reviews | 26.8% of reviews | **34.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 weeks** | Fortnightly |
| Monetization | Free | Free |
| Size | 876 MB | 644 MB |
| Requires iOS | 14.0 | 14.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Vietcombank JSC](https://appshunter.io/developer/944568123) | [Ho Chi Minh City Development Joint Stock Commercial Bank](https://appshunter.io/developer/1304901616) |

## What reviewers say

### VCB Digibank

[App page](https://appshunter.io/ios/app/vcb-digibank/id561433133)

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

**Highlights:** Online registration, Fee-free transactions, Account number matching phone number, Personal finance management, QR code transfers and withdrawals, Bill payments and mobile top-ups

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 👍 Useful and cutting edge app
- 🔒 Secure app
- 👍 Intuitive and user-friendly interface
- 👍 Comprehensive banking and financial services

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🐛 Unstable and unreliable
- 🐛 Forced updates and poor change management
- 🐛 Difficult to use and navigate
- 🐛 Lack of English support

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information

**Requested features**

- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience


### HDBank

[App page](https://appshunter.io/ios/app/hdbank/id1461658565)

Manage your personal finances quickly, securely, and conveniently with this modern banking app. It offers biometric login, QR code payments, virtual assistant support, and various transaction services.

**Highlights:** Biometric login (fingerprint, face, PIN), QR code payments (VNPAY-QR), Virtual assistant (chatbot) support, Stock market information, Flight booking and payment, Account balance and transaction history, Money transfer services

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is VCB Digibank free?

VCB Digibank is free to download, with no in-app purchases.

### Is HDBank free?

HDBank is free to download, with no in-app purchases.

### Which has better reviews, VCB Digibank or HDBank?

HDBank is rated higher. VCB Digibank averages 3.3 out of 5 from 906 ratings, while HDBank averages 3.6 from 100 ratings.

### Do VCB Digibank or HDBank have ads?

Neither VCB Digibank nor HDBank shows ads.

### Which is updated more often, VCB Digibank or HDBank?

VCB Digibank ships an update every 2 weeks, and HDBank fortnightly. Most recently, VCB Digibank was updated on October 10, 2026 and HDBank on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*