# VCB Digibank vs VLINKPAY

The clearest difference is review sentiment: VLINKPAY at 100% against VCB Digibank's 27%. VLINKPAY also leads on rating (5.0 vs 3.3). VCB Digibank's advantage is ratings volume (906 vs 11) and iOS requirement (14.0 vs 18.4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

VLINKPAY holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 906 ratings behind it against 11, so its average is the more settled of the two. Written reviews point the same way: 27% of VCB Digibank's written reviews are positive against 100% of VLINKPAY's.

VCB Digibank ships an update every 2 weeks, VLINKPAY every 9 days. The most recent releases landed on October 16, 2026 and October 11, 2026 respectively.

## The numbers

| Metric | VCB Digibank | VLINKPAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (906 ratings)](https://appshunter.io/ios/app/vcb-digibank/id561433133/reviews) | **[5.0 (11 ratings)](https://appshunter.io/ios/app/vlinkpay/id6446664814/reviews)** |
| Number of ratings | **906** | 11 |
| Positive reviews | 26.8% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 9 days** |
| Monetization | Free | Free |
| Size | 876 MB | 110 MB |
| Requires iOS | **14.0** | 18.4 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Vietcombank JSC](https://appshunter.io/developer/944568123) | [VLINKMETA LLC](https://appshunter.io/developer/1624608885) |

## What reviewers say

### VCB Digibank

[App page](https://appshunter.io/ios/app/vcb-digibank/id561433133)

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

**Highlights:** Online registration, Fee-free transactions, Account number matching phone number, Personal finance management, QR code transfers and withdrawals, Bill payments and mobile top-ups

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 👍 Useful and cutting edge app
- 🔒 Secure app
- 👍 Intuitive and user-friendly interface
- 👍 Comprehensive banking and financial services

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🐛 Unstable and unreliable
- 🐛 Forced updates and poor change management
- 🐛 Difficult to use and navigate
- 🐛 Lack of English support

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information

**Requested features**

- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience


### VLINKPAY

[App page](https://appshunter.io/ios/app/vlinkpay/id6446664814)

This finance app serves as a central hub for payments, offering cashback rewards on purchases. It facilitates the buying, selling, and exchange of both cryptocurrency and fiat assets with a focus on ease and security.

**Highlights:** Multi-service payment hub, Cashback on purchases, Buy, sell, and exchange crypto, Buy, sell, and exchange fiat, Secure and convenient transactions

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is VCB Digibank free?

VCB Digibank is free to download, with no in-app purchases.

### Is VLINKPAY free?

VLINKPAY is free to download, with no in-app purchases.

### Which has better reviews, VCB Digibank or VLINKPAY?

VLINKPAY is rated higher. VCB Digibank averages 3.3 out of 5 from 906 ratings, while VLINKPAY averages 5.0 from 11 ratings.

### Do VCB Digibank or VLINKPAY have ads?

Neither VCB Digibank nor VLINKPAY shows ads.

### Which is updated more often, VCB Digibank or VLINKPAY?

VCB Digibank ships an update every 2 weeks, and VLINKPAY every 9 days. Most recently, VCB Digibank was updated on October 16, 2026 and VLINKPAY on October 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
