# VCB Digibank vs Sổ Hụi 4.0

The clearest difference is rating: Sổ Hụi 4.0 at 5.0 against VCB Digibank's 3.3. VCB Digibank's advantage is ratings volume (928 vs 4). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sổ Hụi 4.0 holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 928 ratings behind it against 4, so its average is the more settled of the two.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on October 22, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | VCB Digibank | Sổ Hụi 4.0 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (928 ratings)](https://appshunter.io/ios/app/vcb-digibank/id561433133/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/so-hui-40/id6479584745/reviews)** |
| Number of ratings | **928** | 4 |
| Positive reviews | 26.7% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free | Free |
| Size | 874 MB | 90 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Vietcombank JSC](https://appshunter.io/developer/944568123) | [hung bui thai](https://appshunter.io/developer/1594862481) |

## What reviewers say

### VCB Digibank

[App page](https://appshunter.io/ios/app/vcb-digibank/id561433133)

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

**Highlights:** Online registration, Fee-free transactions, Account number matching phone number, Personal finance management, QR code transfers and withdrawals, Bill payments and mobile top-ups

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 👍 Useful and cutting edge app
- 🔒 Secure app
- 👍 Intuitive and user-friendly interface
- 👍 Comprehensive banking and financial services

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🐛 Unstable and unreliable
- 🐛 Forced updates and poor change management
- 🐛 Difficult to use and navigate
- 🐛 Lack of English support

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information

**Requested features**

- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience


### Sổ Hụi 4.0

[App page](https://appshunter.io/ios/app/so-hui-40/id6479584745)

Manage your savings groups with ease. Track contributions, payments, and balances for all your groups. Get detailed reports on your savings activities.

**Highlights:** Manage savings groups, Track contributions, Record payments, Balance management, Detailed reports

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is VCB Digibank free?

VCB Digibank is free to download, with no in-app purchases.

### Is Sổ Hụi 4.0 free?

Sổ Hụi 4.0 is free to download, with no in-app purchases.

### Which has better reviews, VCB Digibank or Sổ Hụi 4.0?

Sổ Hụi 4.0 is rated higher. VCB Digibank averages 3.3 out of 5 from 928 ratings, while Sổ Hụi 4.0 averages 5.0 from 4 ratings.

### Do VCB Digibank or Sổ Hụi 4.0 have ads?

Neither VCB Digibank nor Sổ Hụi 4.0 shows ads.

### Which is updated more often, VCB Digibank or Sổ Hụi 4.0?

VCB Digibank ships an update every 2 weeks, and Sổ Hụi 4.0 every 2 weeks. Most recently, VCB Digibank was updated on October 22, 2026 and Sổ Hụi 4.0 on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*