# VCB Digibank vs SePay

The clearest difference is device support: VCB Digibank at 2 against SePay's —. SePay's advantage is iOS requirement (12.0 vs 14.0). On price and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

## The numbers

| Metric | VCB Digibank | SePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (906 ratings)](https://appshunter.io/ios/app/vcb-digibank/id561433133/reviews)** | — |
| Number of ratings | **906** | — |
| Positive reviews | 26.8% of reviews | — |
| In-app purchases | No | No |
| Ads | No | — |
| Update frequency | Every 2 weeks | — |
| Monetization | Free | — |
| Size | 876 MB | 32 MB |
| Requires iOS | 14.0 | **12.0** |
| Devices | **iPhone, iPod** | — |
| Age rating | 4+ | 17+ |
| Developer | [Vietcombank JSC](https://appshunter.io/developer/944568123) | [SEPAY JOINT STOCK COMPANY](https://appshunter.io/developer/1756122742) |

## What reviewers say

### VCB Digibank

[App page](https://appshunter.io/ios/app/vcb-digibank/id561433133)

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

**Highlights:** Online registration, Fee-free transactions, Account number matching phone number, Personal finance management, QR code transfers and withdrawals, Bill payments and mobile top-ups

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 👍 Useful and cutting edge app
- 🔒 Secure app
- 👍 Intuitive and user-friendly interface
- 👍 Comprehensive banking and financial services

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🐛 Unstable and unreliable
- 🐛 Forced updates and poor change management
- 🐛 Difficult to use and navigate
- 🐛 Lack of English support

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information

**Requested features**

- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience


### SePay

[App page](https://appshunter.io/ios/app/sepay/id6523435118)

**In-app purchases:** none


## Frequently asked questions

### Is VCB Digibank free?

VCB Digibank is free to download, with no in-app purchases.

### Is SePay free?

SePay is free to download, with no in-app purchases.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*