# VCB Digibank vs Cashback Notes

The clearest difference is review sentiment: Cashback Notes at 100% against VCB Digibank's 27%. Cashback Notes also leads on rating (5.0 vs 3.3). VCB Digibank's advantage is price (Free vs $0.99) and ratings volume (938 vs 3). On update cadence, ads, in-app purchases and device support there is nothing between them.

VCB Digibank is free to download; Cashback Notes costs $0.99 up front. Neither carries in-app purchases, so what you see is what you pay.

Cashback Notes holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 938 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 27% of VCB Digibank's written reviews are positive against 100% of Cashback Notes's.

VCB Digibank ships an update every 2 weeks, Cashback Notes weekly. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | VCB Digibank | Cashback Notes |
| --- | --- | --- |
| Price | **Free** | $0.99 |
| Rating | [3.3 (938 ratings)](https://appshunter.io/ios/app/vcb-digibank/id561433133/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/cashback-notes-card-wallet/id6738975259/reviews)** |
| Number of ratings | **938** | 3 |
| Positive reviews | 26.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Weekly** |
| Monetization | **Free** | Paid |
| Size | 883 MB | 2 MB |
| Requires iOS | **15.0** | 26.0 |
| Devices | iPhone, iPod | **iPhone, iPad, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [Vietcombank JSC](https://appshunter.io/developer/944568123) | [Davy Uong](https://appshunter.io/developer/967208788) |

## What reviewers say

### VCB Digibank

[App page](https://appshunter.io/ios/app/vcb-digibank/id561433133)

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

**Highlights:** Online registration, Fee-free transactions, Account number matching phone number, Personal finance management, QR code transfers and withdrawals, Bill payments and mobile top-ups

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 👍 Useful and cutting edge app
- 🔒 Secure app
- 👍 Intuitive and user-friendly interface
- 👍 Comprehensive banking and financial services

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🐛 Unstable and unreliable
- 🐛 Forced updates and poor change management
- 🐛 Difficult to use and navigate
- 🐛 Lack of English support

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information

**Requested features**

- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience


### Cashback Notes

[App page](https://appshunter.io/ios/app/cashback-notes-card-wallet/id6738975259)

Easily track credit card cashback rewards and ensure you're always using the best card for maximum savings. Get smart suggestions for the highest cashback per category.

**Highlights:** Effortless cashback tracking, Smart suggestions for best card, Secure cross-device sync, Manage multiple credit cards, Maximize rewards

**Features:** Apple Watch app

**In-app purchases:** none


## Frequently asked questions

### Is VCB Digibank free?

VCB Digibank is free to download, with no in-app purchases.

### Is Cashback Notes free?

Cashback Notes costs $0.99, with no in-app purchases.

### Which has better reviews, VCB Digibank or Cashback Notes?

Cashback Notes is rated higher. VCB Digibank averages 3.3 out of 5 from 938 ratings, while Cashback Notes averages 5.0 from 3 ratings.

### Do VCB Digibank or Cashback Notes have ads?

Neither VCB Digibank nor Cashback Notes shows ads.

### Which is updated more often, VCB Digibank or Cashback Notes?

VCB Digibank ships an update every 2 weeks, and Cashback Notes weekly. Most recently, VCB Digibank was updated on November 1, 2026 and Cashback Notes on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*