# VCB Digibank vs SpendBee

The clearest difference is in-app purchases: VCB Digibank at none against SpendBee's 2. SpendBee's advantage is update cadence (every 2 days vs every 2 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. SpendBee sells 2 in-app purchases, starting at $1.99 per month. VCB Digibank asks for nothing beyond the download.

VCB Digibank ships an update every 2 weeks, SpendBee every 2 days. The most recent releases landed on October 10, 2026 and September 30, 2026 respectively.

## The numbers

| Metric | VCB Digibank | SpendBee |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.3 (906 ratings)](https://appshunter.io/ios/app/vcb-digibank/id561433133/reviews)** | — |
| Number of ratings | **906** | — |
| Positive reviews | 26.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 2 days** |
| Monetization | Free | — |
| Size | 876 MB | 51 MB |
| Requires iOS | **14.0** | 15.1 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Vietcombank JSC](https://appshunter.io/developer/944568123) | [Trieu Vo Minh](https://appshunter.io/developer/1681361773) |

## What reviewers say

### VCB Digibank

[App page](https://appshunter.io/ios/app/vcb-digibank/id561433133)

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

**Highlights:** Online registration, Fee-free transactions, Account number matching phone number, Personal finance management, QR code transfers and withdrawals, Bill payments and mobile top-ups

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 👍 Useful and cutting edge app
- 🔒 Secure app
- 👍 Intuitive and user-friendly interface
- 👍 Comprehensive banking and financial services

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🐛 Unstable and unreliable
- 🐛 Forced updates and poor change management
- 🐛 Difficult to use and navigate
- 🐛 Lack of English support

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information

**Requested features**

- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience


### SpendBee

[App page](https://appshunter.io/ios/app/spendbee-expense-tracker/id6755102613)

**Features:** macOS Compatibility

**In-app purchases (2)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Premium Monthly | $1.99 | per month |
| Premium Annual | $17.99 | per year |


## Frequently asked questions

### Is VCB Digibank free?

VCB Digibank is free to download, with no in-app purchases.

### Is SpendBee free?

SpendBee is free to download, with in-app purchases available.

### Do VCB Digibank or SpendBee have ads?

Neither VCB Digibank nor SpendBee shows ads.

### Which is updated more often, VCB Digibank or SpendBee?

VCB Digibank ships an update every 2 weeks, and SpendBee every 2 days. Most recently, VCB Digibank was updated on October 10, 2026 and SpendBee on September 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*