# VCB Digibank vs Expense tracker

The clearest difference is rating: Expense tracker at 5.0 against VCB Digibank's 3.3. Expense tracker also leads on update cadence (every 4 days vs every 2 weeks). VCB Digibank's advantage is in-app purchases (none vs 7) and ratings volume (929 vs 2). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Expense tracker sells 7 one-off in-app purchases. VCB Digibank asks for nothing beyond the download.

Expense tracker holds the better App Store score, 5.0 against 3.3. That said, the two scores are not equally well evidenced: VCB Digibank has 929 ratings behind it against 2, so its average is the more settled of the two.

VCB Digibank ships an update every 2 weeks, Expense tracker every 4 days. The most recent releases landed on October 24, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | VCB Digibank | Expense tracker |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (929 ratings)](https://appshunter.io/ios/app/vcb-digibank/id561433133/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/expense-tracker-cashly/id6772283748/reviews)** |
| Number of ratings | **929** | 2 |
| Positive reviews | 26.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 4 days** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 874 MB | 91 MB |
| Requires iOS | **14.0** | 15.6 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Vietcombank JSC](https://appshunter.io/developer/944568123) | [Pham Quang Linh](https://appshunter.io/developer/6772283750) |

## What reviewers say

### VCB Digibank

[App page](https://appshunter.io/ios/app/vcb-digibank/id561433133)

This digital banking app allows millions of users to manage their finances with ease. It offers fee-free transactions, personalized interfaces, and a wide range of financial services including payments, savings, and investments.

**Highlights:** Online registration, Fee-free transactions, Account number matching phone number, Personal finance management, QR code transfers and withdrawals, Bill payments and mobile top-ups

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast money transfer
- 👍 Useful and cutting edge app
- 🔒 Secure app
- 👍 Intuitive and user-friendly interface
- 👍 Comprehensive banking and financial services

**What reviewers complain about**

- 🐛 Frequent crashes and errors
- 🐛 Unstable and unreliable
- 🐛 Forced updates and poor change management
- 🐛 Difficult to use and navigate
- 🐛 Lack of English support

**Reported bugs**

- Login screen freezes
- Incompatible with older devices
- Frequent service disruptions
- Issues with Face ID and biometric authentication
- Inability to copy and paste information

**Requested features**

- Add option to disable frequent updates
- Improve accessibility and support for screen readers
- Provide better English language support
- Allow internal bank transfers between Vietcombank accounts
- Enhance security without compromising user experience


### Expense tracker

[App page](https://appshunter.io/ios/app/expense-tracker-cashly/id6772283748)

Effortlessly manage personal and family finances with this intuitive expense tracker. Quickly record income and expenses, set budgets, and gain insights into your spending habits through visual reports. Collaborate on shared finances with the Family Space feature.

**Highlights:** Quick income and expense recording, Voice transaction entry, Monthly budget tracking, Family sharing for expenses, Visual financial reports, Excel report export

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (7)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Candy for developer | $0.99 | one-time |
| Ly trà cho lập trình viên | $1.99 | one-time |
| Cà phê cho lập trình viên | $2.99 | one-time |
| Bữa sáng cho lập trình viên | $3.99 | one-time |
| Bữa trưa cho lập trình viên | $4.99 | one-time |
| Bữa tối cho lập trình viên | $5.99 | one-time |
| Tài trợ dự án | $99.99 | one-time |


## Frequently asked questions

### Is VCB Digibank free?

VCB Digibank is free to download, with no in-app purchases.

### Is Expense tracker free?

Expense tracker is free to download, with in-app purchases available.

### Which has better reviews, VCB Digibank or Expense tracker?

Expense tracker is rated higher. VCB Digibank averages 3.3 out of 5 from 929 ratings, while Expense tracker averages 5.0 from 2 ratings.

### Do VCB Digibank or Expense tracker have ads?

Neither VCB Digibank nor Expense tracker shows ads.

### Which is updated more often, VCB Digibank or Expense tracker?

VCB Digibank ships an update every 2 weeks, and Expense tracker every 4 days. Most recently, VCB Digibank was updated on October 24, 2026 and Expense tracker on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*