# Swish payments vs Hedvig

The clearest difference is review sentiment: Swish payments at 40% against Hedvig's 0%. Swish payments also leads on rating (4.2 vs 3.9) and monetization model (free vs ad-supported). Hedvig's advantage is update cadence (weekly vs monthly). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Swish payments holds the better App Store score, 4.2 against 3.9. Both are backed by a comparable volume of ratings — 82 and 32 respectively. Written reviews point the same way: 40% of Swish payments's written reviews are positive against 0% of Hedvig's.

Swish payments ships an update monthly, Hedvig weekly. The most recent releases landed on September 22, 2026 and September 18, 2026 respectively.

## The numbers

| Metric | Swish payments | Hedvig |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (82 ratings)](https://appshunter.io/ios/app/swish-payments/id563204724/reviews)** | [3.9 (32 ratings)](https://appshunter.io/ios/app/hedvig/id1303668531/reviews) |
| Number of ratings | **82** | 32 |
| Positive reviews | **40.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | **Free** | Ad-supported |
| Size | 69 MB | 124 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Getswish AB](https://appshunter.io/developer/1369904913) | [Hedvig Forsakring AB](https://appshunter.io/developer/1814920110) |

## What reviewers say

### Swish payments

[App page](https://appshunter.io/ios/app/swish-payments/id563204724)

Easily send money to friends, businesses, and charities using your mobile number.  Pay for online purchases, split bills, or make donations.  Funds are directly transferred to the recipient's bank account.

**Highlights:** Send money to contacts, Pay companies and organizations, Split bills, Online and in-app payments, QR code payments, Direct bank transfers

**In-app purchases:** none


### Hedvig

[App page](https://appshunter.io/ios/app/hedvig/id1303668531)

Manage your insurance policies, file claims instantly, and get quick compensation decisions. You can also update your account details and chat with the support team for immediate assistance. Becoming a member takes just 3 minutes.

**Highlights:** File claims instantly, Manage insurance policies, Update account details, Chat with support team, Get compensation decisions, Choose charity for surplus

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Swish payments free?

Swish payments is free to download, with no in-app purchases.

### Is Hedvig free?

Hedvig is free to download, with no in-app purchases.

### Which has better reviews, Swish payments or Hedvig?

Swish payments is rated higher. Swish payments averages 4.2 out of 5 from 82 ratings, while Hedvig averages 3.9 from 32 ratings.

### Do Swish payments or Hedvig have ads?

Neither Swish payments nor Hedvig shows ads.

### Which is updated more often, Swish payments or Hedvig?

Swish payments ships an update monthly, and Hedvig weekly. Most recently, Swish payments was updated on September 22, 2026 and Hedvig on September 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*