# Swish payments vs Bokio Express

The clearest difference is rating: Swish payments at 4.2 against Bokio Express's 1.0. Swish payments also leads on ratings volume (83 vs 1) and iOS requirement (16.0 vs 18.5). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Swish payments holds the better App Store score, 4.2 against 1.0. That said, the two scores are not equally well evidenced: Swish payments has 83 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 40% of Swish payments's written reviews are positive against 44% of Bokio Express's, so the app with the better star average is not the one people write more warmly about.

Swish payments ships an update monthly, Bokio Express every 3 weeks. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Swish payments | Bokio Express |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.2 (83 ratings)](https://appshunter.io/ios/app/swish-payments/id563204724/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/bokio-express/id1477107219/reviews) |
| Number of ratings | **83** | 1 |
| Positive reviews | 40.0% of reviews | **44.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 69 MB | 41 MB |
| Requires iOS | **16.0** | 18.5 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Getswish AB](https://appshunter.io/developer/1369904913) | [Bokio AB](https://appshunter.io/developer/1130338788) |

## What reviewers say

### Swish payments

[App page](https://appshunter.io/ios/app/swish-payments/id563204724)

Easily send money to friends, businesses, and charities using your mobile number.  Pay for online purchases, split bills, or make donations.  Funds are directly transferred to the recipient's bank account.

**Highlights:** Send money to contacts, Pay companies and organizations, Split bills, Online and in-app payments, QR code payments, Direct bank transfers

**In-app purchases:** none


### Bokio Express

[App page](https://appshunter.io/ios/app/bokio-express/id1477107219)

This app simplifies business accounting by allowing users to upload documents, track transactions, and manage invoices. Its AI features can read receipts, send reminders, and generate tax reports, helping to reduce errors and save time.

**Highlights:** Upload accounting documents, AI receipt reading, Transaction tracking, Customer invoice management, Automated report generation, Collaboration with colleagues/accountants

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Swish payments free?

Swish payments is free to download, with no in-app purchases.

### Is Bokio Express free?

Bokio Express is free to download, with no in-app purchases.

### Which has better reviews, Swish payments or Bokio Express?

Swish payments is rated higher. Swish payments averages 4.2 out of 5 from 83 ratings, while Bokio Express averages 1.0 from 1 ratings.

### Do Swish payments or Bokio Express have ads?

Neither Swish payments nor Bokio Express shows ads.

### Which is updated more often, Swish payments or Bokio Express?

Swish payments ships an update monthly, and Bokio Express every 3 weeks. Most recently, Swish payments was updated on October 23, 2026 and Bokio Express on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*