# Swish payments vs SEB ID

The clearest difference is rating: SEB ID at 5.0 against Swish payments's 4.2. Swish payments's advantage is ratings volume (83 vs 2). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SEB ID holds the better App Store score, 5.0 against 4.2. That said, the two scores are not equally well evidenced: Swish payments has 83 ratings behind it against 2, so its average is the more settled of the two.

Swish payments ships an update monthly, SEB ID every 6 weeks. The most recent releases landed on October 23, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | Swish payments | SEB ID |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (83 ratings)](https://appshunter.io/ios/app/swish-payments/id563204724/reviews) | **[5.0 (2 ratings)](https://appshunter.io/ios/app/seb-id/id6496204685/reviews)** |
| Number of ratings | **83** | 2 |
| Positive reviews | 40.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 69 MB | 31 MB |
| Requires iOS | **16.0** | 17.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Getswish AB](https://appshunter.io/developer/1369904913) | [Skandinaviska Enskilda Banken AB (publ)](https://appshunter.io/developer/366674598) |

## What reviewers say

### Swish payments

[App page](https://appshunter.io/ios/app/swish-payments/id563204724)

Easily send money to friends, businesses, and charities using your mobile number.  Pay for online purchases, split bills, or make donations.  Funds are directly transferred to the recipient's bank account.

**Highlights:** Send money to contacts, Pay companies and organizations, Split bills, Online and in-app payments, QR code payments, Direct bank transfers

**In-app purchases:** none


### SEB ID

[App page](https://appshunter.io/ios/app/seb-id/id6496204685)

Securely log in to digital banking services and sign transactions with advanced authentication. This standalone app offers a user-friendly interface for enhanced convenience and broader geographical access to financial channels.

**Highlights:** Secure Login, Transaction Signing, User-Friendly Interface, Enhanced Convenience, Broader Geographical Coverage

**In-app purchases:** none


## Frequently asked questions

### Is Swish payments free?

Swish payments is free to download, with no in-app purchases.

### Is SEB ID free?

SEB ID is free to download, with no in-app purchases.

### Which has better reviews, Swish payments or SEB ID?

SEB ID is rated higher. Swish payments averages 4.2 out of 5 from 83 ratings, while SEB ID averages 5.0 from 2 ratings.

### Do Swish payments or SEB ID have ads?

Neither Swish payments nor SEB ID shows ads.

### Which is updated more often, Swish payments or SEB ID?

Swish payments ships an update monthly, and SEB ID every 6 weeks. Most recently, Swish payments was updated on October 23, 2026 and SEB ID on October 5, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*