# Swish payments vs Vipps

The clearest difference is rating: Vipps at 4.8 against Swish payments's 4.2. Vipps also leads on update cadence (weekly vs monthly) and ratings volume (2.4K vs 82). Swish payments's advantage is monetization model (free vs free with in-app purchases). On price, review sentiment, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Vipps holds the better App Store score, 4.8 against 4.2. That said, the two scores are not equally well evidenced: Vipps has 2.4K ratings behind it against 82, so its average is the more settled of the two. Written reviews complicate that: 40% of Swish payments's written reviews are positive against 34% of Vipps's, so the app with the better star average is not the one people write more warmly about.

Swish payments ships an update monthly, Vipps weekly. The most recent releases landed on September 22, 2026 and September 24, 2026 respectively.

## The numbers

| Metric | Swish payments | Vipps |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.2 (82 ratings)](https://appshunter.io/ios/app/swish-payments/id563204724/reviews) | **[4.8 (2.4K ratings)](https://appshunter.io/ios/app/vipps/id984380185/reviews)** |
| Number of ratings | 82 | **2.4K** |
| Positive reviews | **40.0% of reviews** | 33.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | **Weekly** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 69 MB | 190 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Getswish AB](https://appshunter.io/developer/1369904913) | [Vipps MobilePay AS](https://appshunter.io/developer/1346541618) |

## What reviewers say

### Swish payments

[App page](https://appshunter.io/ios/app/swish-payments/id563204724)

Easily send money to friends, businesses, and charities using your mobile number.  Pay for online purchases, split bills, or make donations.  Funds are directly transferred to the recipient's bank account.

**Highlights:** Send money to contacts, Pay companies and organizations, Split bills, Online and in-app payments, QR code payments, Direct bank transfers

**In-app purchases:** none


### Vipps

[App page](https://appshunter.io/ios/app/vipps/id984380185)

Easily send and receive money across Norway, Sweden, Denmark, and Finland. This app simplifies payments online, in stores, and for recurring bills. It also offers features like digital gift wrapping and wish lists for convenient financial management.

**Highlights:** Send, receive, and request money between Nordic countries, Schedule gifts with digital wrapping, Pay online, in stores, and at flea markets, Set up subscriptions and recurring payments, Log into websites and apps, Create wish lists and collect money

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Convenient cashless system
- 💡 Fantastic app
- 🥰 Good app

**What reviewers complain about**

- 🐛 Requires repeated BankID login
- 🚫 Not usable for international users
- 💰 High international transfer fees
- 🚫 Only supports Norwegian phone numbers
- 🚫 Does not work with bills/faktura

**Reported bugs**

- App crashes after update
- Unable to send money due to privacy settings issue

**Requested features**

- Add support for Apple Watch
- Allow use with shared/joint bank accounts
- Expand to other countries


## Frequently asked questions

### Is Swish payments free?

Swish payments is free to download, with no in-app purchases.

### Is Vipps free?

Vipps is free to download, with no in-app purchases.

### Which has better reviews, Swish payments or Vipps?

Vipps is rated higher. Swish payments averages 4.2 out of 5 from 82 ratings, while Vipps averages 4.8 from 2.4K ratings.

### Do Swish payments or Vipps have ads?

Neither Swish payments nor Vipps shows ads.

### Which is updated more often, Swish payments or Vipps?

Swish payments ships an update monthly, and Vipps weekly. Most recently, Swish payments was updated on September 22, 2026 and Vipps on September 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*