# HomeTrust Mobile Banking vs Freedom First Mobile

The clearest difference is ads: Freedom First Mobile at none against HomeTrust Mobile Banking's shown. Freedom First Mobile also leads on update cadence (every 4 weeks vs every 4 months) and review sentiment (63% vs 44%). HomeTrust Mobile Banking's advantage is monetization model (free vs free with in-app purchases) and iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for HomeTrust Mobile Banking against 4.8 for Freedom First Mobile. Both are backed by a comparable volume of ratings — 3.9K and 6.2K respectively. Written reviews are what separate them: 44% of HomeTrust Mobile Banking's written reviews are positive against 63% of Freedom First Mobile's.

HomeTrust Mobile Banking ships an update every 4 months, Freedom First Mobile every 4 weeks. Both last shipped on November 6, 2026.

## The numbers

| Metric | HomeTrust Mobile Banking | Freedom First Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.9K ratings)](https://appshunter.io/ios/app/hometrust-mobile-banking/id563914338/reviews) | **[4.8 (6.2K ratings)](https://appshunter.io/ios/app/freedom-first-mobile/id1104791332/reviews)** |
| Number of ratings | 3.9K | **6.2K** |
| Positive reviews | 43.5% of reviews | **63.2% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 4 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 99 MB | 198 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [HomeTrust Bank](https://appshunter.io/developer/563914341) | [Freedom First Federal Credit Union](https://appshunter.io/developer/634533684) |

## What reviewers say

### HomeTrust Mobile Banking

[App page](https://appshunter.io/ios/app/hometrust-mobile-banking/id563914338)

Manage your bank accounts conveniently from your mobile device. Access account details, transfer funds, pay bills, and deposit checks securely. Find nearby branches and ATMs with ease.

**Highlights:** Account access, Fund transfers, View balances, Bill payment, Mobile check deposit, Location finder

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and secure transfers
- 👍 Intuitive and user-friendly app
- 💡 Convenient mobile check deposits
- 🏦 Great banking experience overall

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⚠️ Inconsistent account balance and transaction display
- 🔒 Security features causing frequent lockouts
- 🤔 Unreliable app performance and connectivity

**Reported bugs**

- App not compatible with latest iOS updates
- Inability to view transaction history
- Persistent login and connectivity problems

**Requested features**

- Daily transaction notifications
- Improved bill pay functionality
- Seamless integration with other devices


### Freedom First Mobile

[App page](https://appshunter.io/ios/app/freedom-first-mobile/id1104791332)

Manage your personal finances with this secure mobile tool. Track spending, set bill reminders, and organize transactions with added notes and images. Locate ATMs and contact customer service directly.

**Highlights:** Transaction tagging and notes, Bill alerts and notifications, ATM and branch locator, Bank-level security, 4-digit passcode protection

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great service
- 👍 Personalized banking experience
- 🚀 Convenient mobile deposit
- 👍 Helpful staff
- 🚀 Effortless banking

**What reviewers complain about**

- 🐛 App crashes and connection issues
- 💰 Minimum balance fees
- 🐛 Inconsistent app performance
- 🐛 Buggy updates
- 🐛 Compatibility issues with older devices

**Reported bugs**

- App not refreshing or loading properly
- Login screen issues
- Inconsistent account balances and transaction details

**Requested features**

- Improve account visibility and transaction history
- Enhance mobile deposit limits
- Provide 24/7 customer support


## Frequently asked questions

### Is HomeTrust Mobile Banking free?

HomeTrust Mobile Banking is free to download, with no in-app purchases.

### Is Freedom First Mobile free?

Freedom First Mobile is free to download, with no in-app purchases.

### Which has better reviews, HomeTrust Mobile Banking or Freedom First Mobile?

Freedom First Mobile is rated higher. HomeTrust Mobile Banking averages 4.8 out of 5 from 3.9K ratings, while Freedom First Mobile averages 4.8 from 6.2K ratings.

### Do HomeTrust Mobile Banking or Freedom First Mobile have ads?

HomeTrust Mobile Banking shows ads; Freedom First Mobile does not.

### Which is updated more often, HomeTrust Mobile Banking or Freedom First Mobile?

HomeTrust Mobile Banking ships an update every 4 months, and Freedom First Mobile every 4 weeks. Most recently, HomeTrust Mobile Banking was updated on November 6, 2026 and Freedom First Mobile on November 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*