# HomeTrust Mobile Banking vs RVCCU

The clearest difference is rating: HomeTrust Mobile Banking at 4.8 against RVCCU's 2.0. HomeTrust Mobile Banking also leads on review sentiment (44% vs 17%) and ratings volume (3.8K vs 12). RVCCU's advantage is ads (none vs shown) and update cadence (every 3 weeks vs every 4 months). On price, in-app purchases, monetization model and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

HomeTrust Mobile Banking holds the better App Store score, 4.8 against 2.0. That said, the two scores are not equally well evidenced: HomeTrust Mobile Banking has 3.8K ratings behind it against 12, so its average is the more settled of the two. Written reviews point the same way: 44% of HomeTrust Mobile Banking's written reviews are positive against 17% of RVCCU's.

HomeTrust Mobile Banking ships an update every 4 months, RVCCU every 3 weeks. The most recent releases landed on October 23, 2026 and October 20, 2026 respectively.

## The numbers

| Metric | HomeTrust Mobile Banking | RVCCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.8K ratings)](https://appshunter.io/ios/app/hometrust-mobile-banking/id563914338/reviews)** | [2.0 (12 ratings)](https://appshunter.io/ios/app/rvccu/id1491183653/reviews) |
| Number of ratings | **3.8K** | 12 |
| Positive reviews | **44.3% of reviews** | 16.7% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 99 MB | 98 MB |
| Requires iOS | 15.0 | **8.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HomeTrust Bank](https://appshunter.io/developer/563914341) | [Roanoke Valley Community Federal Credit Union](https://appshunter.io/developer/1491183652) |

## What reviewers say

### HomeTrust Mobile Banking

[App page](https://appshunter.io/ios/app/hometrust-mobile-banking/id563914338)

Manage your bank accounts conveniently from your mobile device. Access account details, transfer funds, pay bills, and deposit checks securely. Find nearby branches and ATMs with ease.

**Highlights:** Account access, Fund transfers, View balances, Bill payment, Mobile check deposit, Location finder

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and secure transfers
- 👍 Intuitive and user-friendly app
- 💡 Convenient mobile check deposits
- 🏦 Great banking experience overall

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⚠️ Inconsistent account balance and transaction display
- 🔒 Security features causing frequent lockouts
- 🤔 Unreliable app performance and connectivity

**Reported bugs**

- App not compatible with latest iOS updates
- Inability to view transaction history
- Persistent login and connectivity problems

**Requested features**

- Daily transaction notifications
- Improved bill pay functionality
- Seamless integration with other devices


### RVCCU

[App page](https://appshunter.io/ios/app/rvccu/id1491183653)

This app serves the financial needs of its members as a not-for-profit financial cooperative. It is democratically controlled and committed to providing service to its membership.

**Highlights:** Member-owned cooperative, Democratically controlled, Service-oriented, Financial needs fulfillment

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is HomeTrust Mobile Banking free?

HomeTrust Mobile Banking is free to download, with no in-app purchases.

### Is RVCCU free?

RVCCU is free to download, with no in-app purchases.

### Which has better reviews, HomeTrust Mobile Banking or RVCCU?

HomeTrust Mobile Banking is rated higher. HomeTrust Mobile Banking averages 4.8 out of 5 from 3.8K ratings, while RVCCU averages 2.0 from 12 ratings.

### Do HomeTrust Mobile Banking or RVCCU have ads?

HomeTrust Mobile Banking shows ads; RVCCU does not.

### Which is updated more often, HomeTrust Mobile Banking or RVCCU?

HomeTrust Mobile Banking ships an update every 4 months, and RVCCU every 3 weeks. Most recently, HomeTrust Mobile Banking was updated on October 23, 2026 and RVCCU on October 20, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*