# HomeTrust Mobile Banking vs MountainCU Mobile

The clearest difference is ads: MountainCU Mobile at none against HomeTrust Mobile Banking's shown. MountainCU Mobile also leads on review sentiment (68% vs 44%) and update cadence (monthly vs every 4 months). HomeTrust Mobile Banking's advantage is iOS requirement (15.0 vs 18.4). On price, rating, ratings volume and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for HomeTrust Mobile Banking against 4.8 for MountainCU Mobile. Both are backed by a comparable volume of ratings — 3.9K and 3K respectively. Written reviews are what separate them: 44% of HomeTrust Mobile Banking's written reviews are positive against 68% of MountainCU Mobile's.

HomeTrust Mobile Banking ships an update every 4 months, MountainCU Mobile monthly. The most recent releases landed on November 6, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | HomeTrust Mobile Banking | MountainCU Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (3.9K ratings)](https://appshunter.io/ios/app/hometrust-mobile-banking/id563914338/reviews) | **[4.8 (3K ratings)](https://appshunter.io/ios/app/mountaincu-mobile/id1532105988/reviews)** |
| Number of ratings | **3.9K** | 3K |
| Positive reviews | 43.5% of reviews | **67.6% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 4 months | **Monthly** |
| Monetization | Free | Free |
| Size | 99 MB | 177 MB |
| Requires iOS | **15.0** | 18.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 12+ |
| Developer | [HomeTrust Bank](https://appshunter.io/developer/563914341) | [Mountain Credit Union](https://appshunter.io/developer/739101074) |

## What reviewers say

### HomeTrust Mobile Banking

[App page](https://appshunter.io/ios/app/hometrust-mobile-banking/id563914338)

Manage your bank accounts conveniently from your mobile device. Access account details, transfer funds, pay bills, and deposit checks securely. Find nearby branches and ATMs with ease.

**Highlights:** Account access, Fund transfers, View balances, Bill payment, Mobile check deposit, Location finder

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and secure transfers
- 👍 Intuitive and user-friendly app
- 💡 Convenient mobile check deposits
- 🏦 Great banking experience overall

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⚠️ Inconsistent account balance and transaction display
- 🔒 Security features causing frequent lockouts
- 🤔 Unreliable app performance and connectivity

**Reported bugs**

- App not compatible with latest iOS updates
- Inability to view transaction history
- Persistent login and connectivity problems

**Requested features**

- Daily transaction notifications
- Improved bill pay functionality
- Seamless integration with other devices


### MountainCU Mobile

[App page](https://appshunter.io/ios/app/mountaincu-mobile/id1532105988)

Manage your finances on the go with this secure mobile banking app. Organize transactions, set alerts, make payments, transfer funds, and deposit checks with ease. It also offers card management, statement access, and location services for branches and ATMs.

**Highlights:** Organize transactions with tags, notes, and photos, Set balance alerts, Make payments and transfer money, Deposit checks via photo, Manage debit cards, View monthly statements, Find branches and ATMs

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy mobile deposit
- 👍 Great app
- 👍 Friendly employees
- 👍 Convenient app and website
- 👍 Instant transfers

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Inconsistent app performance
- 🐛 Upgrade issues
- 🐛 Inaccurate account balances
- 🐛 Forced password changes

**Reported bugs**

- Upgrade not working on iPhone iOS 15
- App frequently stops working for days at a time
- New app update causes login issues

**Requested features**

- Option to block card or pause account
- Credit score visibility


## Frequently asked questions

### Is HomeTrust Mobile Banking free?

HomeTrust Mobile Banking is free to download, with no in-app purchases.

### Is MountainCU Mobile free?

MountainCU Mobile is free to download, with no in-app purchases.

### Which has better reviews, HomeTrust Mobile Banking or MountainCU Mobile?

MountainCU Mobile is rated higher. HomeTrust Mobile Banking averages 4.8 out of 5 from 3.9K ratings, while MountainCU Mobile averages 4.8 from 3K ratings.

### Do HomeTrust Mobile Banking or MountainCU Mobile have ads?

HomeTrust Mobile Banking shows ads; MountainCU Mobile does not.

### Which is updated more often, HomeTrust Mobile Banking or MountainCU Mobile?

HomeTrust Mobile Banking ships an update every 4 months, and MountainCU Mobile monthly. Most recently, HomeTrust Mobile Banking was updated on November 6, 2026 and MountainCU Mobile on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*