# HomeTrust Mobile Banking vs Telco Mobile

The clearest difference is ads: Telco Mobile at none against HomeTrust Mobile Banking's shown. HomeTrust Mobile Banking's advantage is update cadence (every 4 months vs every 18 months). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for HomeTrust Mobile Banking against 4.7 for Telco Mobile. Both are backed by a comparable volume of ratings — 3.8K and 4.7K respectively. Written reviews are what separate them: 44% of HomeTrust Mobile Banking's written reviews are positive against 47% of Telco Mobile's.

HomeTrust Mobile Banking ships an update every 4 months, Telco Mobile every 18 months. The most recent releases landed on October 23, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | HomeTrust Mobile Banking | Telco Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (3.8K ratings)](https://appshunter.io/ios/app/hometrust-mobile-banking/id563914338/reviews)** | [4.7 (4.7K ratings)](https://appshunter.io/ios/app/telco-mobile/id645968008/reviews) |
| Number of ratings | 3.8K | **4.7K** |
| Positive reviews | 44.3% of reviews | **47.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 4 months** | Every 18 months |
| Monetization | Free | Free |
| Size | 99 MB | 27 MB |
| Requires iOS | **15.0** | 16 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [HomeTrust Bank](https://appshunter.io/developer/563914341) | [Telco Community Credit Union](https://appshunter.io/developer/645968451) |

## What reviewers say

### HomeTrust Mobile Banking

[App page](https://appshunter.io/ios/app/hometrust-mobile-banking/id563914338)

Manage your bank accounts conveniently from your mobile device. Access account details, transfer funds, pay bills, and deposit checks securely. Find nearby branches and ATMs with ease.

**Highlights:** Account access, Fund transfers, View balances, Bill payment, Mobile check deposit, Location finder

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and secure transfers
- 👍 Intuitive and user-friendly app
- 💡 Convenient mobile check deposits
- 🏦 Great banking experience overall

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- ⚠️ Inconsistent account balance and transaction display
- 🔒 Security features causing frequent lockouts
- 🤔 Unreliable app performance and connectivity

**Reported bugs**

- App not compatible with latest iOS updates
- Inability to view transaction history
- Persistent login and connectivity problems

**Requested features**

- Daily transaction notifications
- Improved bill pay functionality
- Seamless integration with other devices


### Telco Mobile

[App page](https://appshunter.io/ios/app/telco-mobile/id645968008)

Access banking services on the go, including viewing balances, transferring funds, and paying bills. Manage your accounts with features like expense tracking, loan payments, and mobile check deposits. Securely manage your cards and set up account alerts.

**Highlights:** View account balances and activity, Transfer funds, Expense graph, Pay loans and bills, Set up account alerts, Mobile check deposit, Card management

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent customer service
- 🚀 Easy to use app
- 💡 Helpful features like balance checking and money transfers

**What reviewers complain about**

- 🐛 Frequent app crashes and login issues
- 🔍 Lack of mobile check deposit feature
- 🕰️ Slow app performance and long load times
- 🔒 Security concerns with account access

**Reported bugs**

- App crashes on login
- Account access issues
- Incompatibility with certain devices

**Requested features**

- Mobile check deposit
- Improved app stability and performance
- Password reset option
- Apple Pay integration


## Frequently asked questions

### Is HomeTrust Mobile Banking free?

HomeTrust Mobile Banking is free to download, with no in-app purchases.

### Is Telco Mobile free?

Telco Mobile is free to download, with no in-app purchases.

### Which has better reviews, HomeTrust Mobile Banking or Telco Mobile?

HomeTrust Mobile Banking is rated higher. HomeTrust Mobile Banking averages 4.8 out of 5 from 3.8K ratings, while Telco Mobile averages 4.7 from 4.7K ratings.

### Do HomeTrust Mobile Banking or Telco Mobile have ads?

HomeTrust Mobile Banking shows ads; Telco Mobile does not.

### Which is updated more often, HomeTrust Mobile Banking or Telco Mobile?

HomeTrust Mobile Banking ships an update every 4 months, and Telco Mobile every 18 months. Most recently, HomeTrust Mobile Banking was updated on October 23, 2026 and Telco Mobile on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*