# Centris Mobile Banking vs Community 1st CU

The clearest difference is ads: Centris Mobile Banking at none against Community 1st CU's shown. Centris Mobile Banking also leads on update cadence (every 3 months vs every 7 months) and monetization model (free vs ad-supported). On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.6 for Centris Mobile Banking against 4.6 for Community 1st CU. Both are backed by a comparable volume of ratings — 3K and 1.9K respectively. Written reviews are what separate them: 86% of Centris Mobile Banking's written reviews are positive against 82% of Community 1st CU's.

Centris Mobile Banking ships an update every 3 months, Community 1st CU every 7 months. The most recent releases landed on November 10, 2026 and November 7, 2026 respectively.

## The numbers

| Metric | Centris Mobile Banking | Community 1st CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (3K ratings)](https://appshunter.io/ios/app/centris-mobile-banking/id565646530/reviews) | **[4.6 (1.9K ratings)](https://appshunter.io/ios/app/community-1st-cu/id1523310068/reviews)** |
| Number of ratings | **3K** | 1.9K |
| Positive reviews | **85.8% of reviews** | 82.1% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Every 3 months** | Every 7 months |
| Monetization | **Free** | Ad-supported |
| Size | 57 MB | 52 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, Apple Watch |
| Age rating | 12+ | 4+ |
| Developer | [Centris Federal Credit Union](https://appshunter.io/developer/565646533) | [Community 1st Credit Union (IA)](https://appshunter.io/developer/636291331) |

## What reviewers say

### Centris Mobile Banking

[App page](https://appshunter.io/ios/app/centris-mobile-banking/id565646530)

Manage your credit union accounts conveniently and securely from your smartphone. Monitor balances, view activity, pay bills, deposit checks, and transfer funds anytime, anywhere. Offers tools for financial management and locating branches or ATMs.

**Highlights:** Account monitoring, Bill pay, Mobile check deposit, Fund transfers, ATM/branch locator, Personal financial management tools

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure
- 👍 Convenient
- 👍 Great customer service
- 🚀 Smooth performance

**What reviewers complain about**

- 🐛 Occasional crashes or glitches
- 🐛 Balances not always accurate
- 🐛 Difficulty accessing credit card information

**Reported bugs**

- Login issues after app updates
- Accounts disappearing from view after updates
- Slow to load or unresponsive at times

**Requested features**

- Ability to remotely deposit money orders
- Easier way to edit recurring bill payments
- More detailed transaction descriptions
- Option to turn debit card on/off in app
- Virtual card issuance feature


### Community 1st CU

[App page](https://appshunter.io/ios/app/community-1st-cu/id1523310068)

Access and manage your accounts securely 24/7 from anywhere. This app allows you to check balances, view transaction history, pay bills, transfer funds, and set up account alerts for convenient financial management.

**Highlights:** View real-time account balances, Set up account alerts, Pay bills, Transfer funds between accounts, View transaction history, View estatements

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and efficient
- 🔒 Secure and reliable
- 👍 User-friendly interface
- 💳 Convenient banking features
- 🤝 Excellent customer service

**What reviewers complain about**

- 🐛 Occasional crashes and bugs
- ⏱️ Slow loading times
- 🔒 Login issues and security concerns
- 💻 Outdated or limited functionality

**Reported bugs**

- Inconsistent account balance updates
- Frequent log-out issues
- Compatibility problems with newer devices

**Requested features**

- Improved mobile deposit capabilities
- Integration with budgeting apps
- Ability to apply for loans within the app
- More customization options


## Frequently asked questions

### Is Centris Mobile Banking free?

Centris Mobile Banking is free to download, with no in-app purchases.

### Is Community 1st CU free?

Community 1st CU is free to download, with no in-app purchases.

### Which has better reviews, Centris Mobile Banking or Community 1st CU?

Community 1st CU is rated higher. Centris Mobile Banking averages 4.6 out of 5 from 3K ratings, while Community 1st CU averages 4.6 from 1.9K ratings.

### Do Centris Mobile Banking or Community 1st CU have ads?

Community 1st CU shows ads; Centris Mobile Banking does not.

### Which is updated more often, Centris Mobile Banking or Community 1st CU?

Centris Mobile Banking ships an update every 3 months, and Community 1st CU every 7 months. Most recently, Centris Mobile Banking was updated on November 10, 2026 and Community 1st CU on November 7, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*
