# Centris Mobile Banking vs CBIOWA

The clearest difference is rating: Centris Mobile Banking at 4.6 against CBIOWA's 3.0. Centris Mobile Banking also leads on ratings volume (3K vs 2) and update cadence (every 3 months vs every 9 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Centris Mobile Banking holds the better App Store score, 4.6 against 3.0. That said, the two scores are not equally well evidenced: Centris Mobile Banking has 3K ratings behind it against 2, so its average is the more settled of the two.

Centris Mobile Banking ships an update every 3 months, CBIOWA every 9 months. The most recent releases landed on November 1, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Centris Mobile Banking | CBIOWA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (3K ratings)](https://appshunter.io/ios/app/centris-mobile-banking/id565646530/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/cbiowa/id6483808787/reviews) |
| Number of ratings | **3K** | 2 |
| Positive reviews | 85.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 9 months |
| Monetization | Free | Free |
| Size | 57 MB | 28 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 12+ | 4+ |
| Developer | [Centris Federal Credit Union](https://appshunter.io/developer/565646533) | [Community Bank Iowa](https://appshunter.io/developer/920406959) |

## What reviewers say

### Centris Mobile Banking

[App page](https://appshunter.io/ios/app/centris-mobile-banking/id565646530)

Manage your credit union accounts conveniently and securely from your smartphone. Monitor balances, view activity, pay bills, deposit checks, and transfer funds anytime, anywhere. Offers tools for financial management and locating branches or ATMs.

**Highlights:** Account monitoring, Bill pay, Mobile check deposit, Fund transfers, ATM/branch locator, Personal financial management tools

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure
- 👍 Convenient
- 👍 Great customer service
- 🚀 Smooth performance

**What reviewers complain about**

- 🐛 Occasional crashes or glitches
- 🐛 Balances not always accurate
- 🐛 Difficulty accessing credit card information

**Reported bugs**

- Login issues after app updates
- Accounts disappearing from view after updates
- Slow to load or unresponsive at times

**Requested features**

- Ability to remotely deposit money orders
- Easier way to edit recurring bill payments
- More detailed transaction descriptions
- Option to turn debit card on/off in app
- Virtual card issuance feature


### CBIOWA

[App page](https://appshunter.io/ios/app/cbiowa/id6483808787)

Manage your finances and conduct banking transactions securely on the go. Access account balances, view history, transfer funds, and make loan payments anytime, anywhere.

**Highlights:** Check account balances, View transaction history, Transfer funds between accounts, Make loan payments, Secure 24/7 access

**In-app purchases:** none


## Frequently asked questions

### Is Centris Mobile Banking free?

Centris Mobile Banking is free to download, with no in-app purchases.

### Is CBIOWA free?

CBIOWA is free to download, with no in-app purchases.

### Which has better reviews, Centris Mobile Banking or CBIOWA?

Centris Mobile Banking is rated higher. Centris Mobile Banking averages 4.6 out of 5 from 3K ratings, while CBIOWA averages 3.0 from 2 ratings.

### Do Centris Mobile Banking or CBIOWA have ads?

Neither Centris Mobile Banking nor CBIOWA shows ads.

### Which is updated more often, Centris Mobile Banking or CBIOWA?

Centris Mobile Banking ships an update every 3 months, and CBIOWA every 9 months. Most recently, Centris Mobile Banking was updated on November 1, 2026 and CBIOWA on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*