# CTFCU Mobile Banking vs Blue Flame CU

The clearest difference is ads: CTFCU Mobile Banking at none against Blue Flame CU's shown. CTFCU Mobile Banking also leads on update cadence (monthly vs every 3 months) and ratings volume (5.1K vs 179). Blue Flame CU's advantage is review sentiment (100% vs 75%). On price, rating, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.9 for CTFCU Mobile Banking against 4.9 for Blue Flame CU. That said, the two scores are not equally well evidenced: CTFCU Mobile Banking has 5.1K ratings behind it against 179, so its average is the more settled of the two. Written reviews are what separate them: 75% of CTFCU Mobile Banking's written reviews are positive against 100% of Blue Flame CU's.

CTFCU Mobile Banking ships an update monthly, Blue Flame CU every 3 months. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | CTFCU Mobile Banking | Blue Flame CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.9 (5.1K ratings)](https://appshunter.io/ios/app/ctfcu-mobile-banking/id565962183/reviews)** | [4.9 (179 ratings)](https://appshunter.io/ios/app/blue-flame-cu/id1460706383/reviews) |
| Number of ratings | **5.1K** | 179 |
| Positive reviews | 74.5% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 3 months |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 181 MB | 99 MB |
| Requires iOS | 16.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Carolinas Telco Federal Credit Union](https://appshunter.io/developer/565962186) | [Blue Flame Credit Union](https://appshunter.io/developer/1460706382) |

## What reviewers say

### CTFCU Mobile Banking

[App page](https://appshunter.io/ios/app/ctfcu-mobile-banking/id565962183)

Manage your personal finances with this secure and fast banking app. Open accounts, apply for loans, check balances, transfer funds, pay bills, and control your cards. Locate branches and ATMs, and easily contact customer service.

**Highlights:** Open accounts, Apply for loans, Check balances, Transfer funds, Pay bills, Manage cards, Locate branches/ATMs

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient mobile banking
- 💡 Ability to check balances and pay bills
- 👍 Easy to use app
- 👍 Reliable and secure
- 👍 Great for older users

**What reviewers complain about**

- 🐛 App crashes and freezes
- 🐛 Slow to load and unresponsive
- 🐛 Issues with mobile check deposit
- 🔒 Inconvenient login process

**Reported bugs**

- App not compatible with newer devices
- Inability to switch between multiple accounts on iPhone
- Inconsistent credit card information display

**Requested features**

- Add Zelle transfer capability
- Improve app performance and stability
- Implement Face ID/Touch ID login
- Provide real-time transfers and bill pay
- Offer a dark mode option


### Blue Flame CU

[App page](https://appshunter.io/ios/app/blue-flame-cu/id1460706383)

Manage your finances conveniently from your mobile device. Check balances, review transactions, transfer funds between accounts, and pay bills on the go. Access is fast, secure, and free.

**Highlights:** Check account balances, Review recent transactions, Transfer funds between accounts, View and pay bills, Secure mobile access

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is CTFCU Mobile Banking free?

CTFCU Mobile Banking is free to download, with no in-app purchases.

### Is Blue Flame CU free?

Blue Flame CU is free to download, with no in-app purchases.

### Which has better reviews, CTFCU Mobile Banking or Blue Flame CU?

CTFCU Mobile Banking is rated higher. CTFCU Mobile Banking averages 4.9 out of 5 from 5.1K ratings, while Blue Flame CU averages 4.9 from 179 ratings.

### Do CTFCU Mobile Banking or Blue Flame CU have ads?

Blue Flame CU shows ads; CTFCU Mobile Banking does not.

### Which is updated more often, CTFCU Mobile Banking or Blue Flame CU?

CTFCU Mobile Banking ships an update monthly, and Blue Flame CU every 3 months. Most recently, CTFCU Mobile Banking was updated on October 29, 2026 and Blue Flame CU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*