# Priority One Credit Union vs DowneyFCU

The clearest difference is rating: Priority One Credit Union at 3.5 against DowneyFCU's 2.6. Priority One Credit Union also leads on review sentiment (64% vs 42%). DowneyFCU's advantage is monetization model (free vs ad-supported). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Priority One Credit Union holds the better App Store score, 3.5 against 2.6. Both are backed by a comparable volume of ratings — 22 and 14 respectively. Written reviews point the same way: 64% of Priority One Credit Union's written reviews are positive against 42% of DowneyFCU's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 26, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Priority One Credit Union | DowneyFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (22 ratings)](https://appshunter.io/ios/app/priority-one-credit-union/id566042974/reviews)** | [2.6 (14 ratings)](https://appshunter.io/ios/app/downeyfcu/id1220572008/reviews) |
| Number of ratings | **22** | 14 |
| Positive reviews | **64.3% of reviews** | 41.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Ad-supported | **Free** |
| Size | 124 MB | 129 MB |
| Requires iOS | 16.0 | 16.0 |
| Devices | iPhone, iPad | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Priority One Credit Union](https://appshunter.io/developer/566042977) | [Downey Federal Credit Union](https://appshunter.io/developer/1220572007) |

## What reviewers say

### Priority One Credit Union

[App page](https://appshunter.io/ios/app/priority-one-credit-union/id566042974)

Manage your finances on the go with this mobile banking app. Set savings goals, pay bills, transfer funds, and locate nearby ATMs and shared branches. Personalize your experience with budgeting tools and transaction alerts.

**Highlights:** Budgeting tools, Savings goal setup, Mobile check deposit, Bill pay, Fund transfers, ATM/Shared Branch locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### DowneyFCU

[App page](https://appshunter.io/ios/app/downeyfcu/id1220572008)

Access your Downey Federal Credit Union accounts on the go. Manage your finances, view transactions, and transfer funds securely from your mobile device.

**Highlights:** Mobile banking access, Account management, Transaction viewing, Fund transfers, Secure access

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Priority One Credit Union free?

Priority One Credit Union is free to download, with no in-app purchases.

### Is DowneyFCU free?

DowneyFCU is free to download, with no in-app purchases.

### Which has better reviews, Priority One Credit Union or DowneyFCU?

Priority One Credit Union is rated higher. Priority One Credit Union averages 3.5 out of 5 from 22 ratings, while DowneyFCU averages 2.6 from 14 ratings.

### Do Priority One Credit Union or DowneyFCU have ads?

Neither Priority One Credit Union nor DowneyFCU shows ads.

### Which is updated more often, Priority One Credit Union or DowneyFCU?

Priority One Credit Union ships an update monthly, and DowneyFCU monthly. Most recently, Priority One Credit Union was updated on October 26, 2026 and DowneyFCU on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*