# Paganza vs MiVault

The clearest difference is in-app purchases: Paganza at none against MiVault's 4. MiVault's advantage is update cadence (every 3 weeks vs every 5 weeks). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. MiVault sells 4 in-app purchases, starting at $9.99 per month. Paganza asks for nothing beyond the download.

Paganza ships an update every 5 weeks, MiVault every 3 weeks. The most recent releases landed on October 20, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Paganza | MiVault |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.0 (54 ratings)](https://appshunter.io/ios/app/paganza/id566320731/reviews)** | — |
| Number of ratings | **54** | — |
| Positive reviews | 82.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 5 weeks | **Every 3 weeks** |
| Monetization | Free with in-app purchases | — |
| Size | 33 MB | 36 MB |
| Requires iOS | **15.0** | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Paganza](https://appshunter.io/developer/566320734) | [Diego Daniel Sabella Albarenga](https://appshunter.io/developer/6792878371) |

## What reviewers say

### Paganza

[App page](https://appshunter.io/ios/app/paganza/id566320731)

Send money to contacts, pay recurring bills, and make faster payments at merchants using your phone. Manage all your finances from one place, with options to link bank accounts or use a digital prepaid wallet.

**Highlights:** Send money to contacts, Pay recurring bills, Mobile payments at merchants, Manage over 1,000 services, Bill reminders, Link bank accounts, Digital prepaid wallet

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- ⏱️ Saves time
- 💡 Innovative for Uruguay
- ✅ Reliable
- 💰 Convenient for payments

**What reviewers complain about**

- 🐌 Slow performance
- 🐛 App instability
- ⚠️ Frequent bugs
- 📱 Incompatible with older iOS
- 😩 Confusing interface

**Reported bugs**

- App does not update
- App is unstable and crashes repeatedly
- Interface has many bugs
- App is very slow
- App makes the phone overheat

**Requested features**

- Immediate payment processing
- Support for all banks
- iPad app for expense visualization
- Touch ID integration


### MiVault

[App page](https://appshunter.io/ios/app/mivault/id6792878369)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Pro Monthly | $9.99 | per month |
| Premium Monthly | $14.99 | per month |
| Pro Yearly | $83.99 | per year |
| Premium Yearly | $124.99 | per year |


## Frequently asked questions

### Is Paganza free?

Paganza is free to download, with no in-app purchases.

### Is MiVault free?

MiVault is free to download, with in-app purchases available.

### Do Paganza or MiVault have ads?

Neither Paganza nor MiVault shows ads.

### Which is updated more often, Paganza or MiVault?

Paganza ships an update every 5 weeks, and MiVault every 3 weeks. Most recently, Paganza was updated on October 20, 2026 and MiVault on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*