# My Check Register vs Accounts 3 Lite

The clearest difference is rating: Accounts 3 Lite at 4.7 against My Check Register's 3.2. Accounts 3 Lite also leads on in-app purchases (none vs 4) and ads (none vs shown). My Check Register's advantage is iOS requirement (10.0 vs 26.0). On price, review sentiment, ratings volume and update cadence there is nothing between them.

Both are free to download. My Check Register sells 4 one-off in-app purchases. Accounts 3 Lite asks for nothing beyond the download.

Accounts 3 Lite holds the better App Store score, 4.7 against 3.2. Both are backed by a comparable volume of ratings — 375 and 225 respectively. Written reviews complicate that: 50% of My Check Register's written reviews are positive against 47% of Accounts 3 Lite's, so the app with the better star average is not the one people write more warmly about.

My Check Register ships an update monthly, Accounts 3 Lite every 3 weeks. The most recent releases landed on October 21, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | My Check Register | Accounts 3 Lite |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (375 ratings)](https://appshunter.io/ios/app/my-check-register/id566812758/reviews) | **[4.7 (225 ratings)](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607/reviews)** |
| Number of ratings | **375** | 225 |
| Positive reviews | **49.6% of reviews** | 46.8% of reviews |
| In-app purchases | Yes | **No** |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 3 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 37 MB | 10 MB |
| Requires iOS | **10.0** | 26.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [Jambo Group LLC](https://appshunter.io/developer/566812761) | [SVT Software](https://appshunter.io/developer/286029963) |

## What reviewers say

### My Check Register

[App page](https://appshunter.io/ios/app/my-check-register/id566812758)

This app provides a digital alternative to a paper check register for tracking personal finances. It allows for immediate transaction entry, automatic balance calculation, and offers features like recurring transactions and data export. Keep a clear overview of your money on your phone.

**Highlights:** Digital check register, Automatic balance calculation, Recurring transactions, Transaction search, Passcode protection, CSV export, Multi-device sharing (premium)

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Remove Ads | $1.99 | one-time |
| Add Multiple Accounts | $2.99 | one-time |
| Add Shared Account & Syncing Functionality | $3.99 | one-time |
| Upgrade to Pro Version | $4.99 | one-time |

**What reviewers like**

- 🚀 Works well for years
- 👍 Simple and easy to use
- 👍 Keeps track of accounts
- 👍 Syncs between devices

**What reviewers complain about**

- 🐛 Transactions randomly deleted
- 🐛 Unable to delete transactions
- 🐛 Balance issues and inaccuracies
- 🐛 Recurring entries not working properly
- 🐛 Sharing/syncing issues between devices

**Reported bugs**

- Transactions randomly deleted
- Unable to delete transactions
- Balance issues and inaccuracies
- Recurring entries not working properly
- Sharing/syncing issues between devices

**Requested features**

- Add ability to print register
- Improve search and filtering capabilities
- Expand recurring entry options
- Allow changing account names easily
- Improve export functionality


### Accounts 3 Lite

[App page](https://appshunter.io/ios/app/accounts-3-lite-checkbook/id1644525607)

Manage your personal finances with this intuitive checkbook replacement app. Track daily transactions, schedule recurring payments, and capture photo receipts. Visualize your spending with detailed reports and graphs, and export your data for desktop use.

**Highlights:** Schedule recurring transactions, Capture photo receipts, Generate financial reports and graphs, Reconcile transactions with bank statements, Export data in CSV, QIF, and HTML, Supports Touch and Face ID, Split transactions across categories

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use checkbook register
- 👍 Helpful for personal finance
- 👍 Good for simple tracking
- 👍 Keeps all budget information
- 👍 Works well for personal needs

**What reviewers complain about**

- 😠 Persistent pop-ups
- 😠 Forceful upgrade prompts
- 😠 No sub-accounts
- 😠 Recurring charges not included in total outstanding
- 😠 Sync issues causing data loss

**Reported bugs**

- Pop-ups for paid versions
- Sync issues deleting transactions
- Recurring transaction memos not updating correctly
- Recurring screen starting date/time squished

**Requested features**

- Add total outstanding balance with recurring charges
- Import PDF files for checks
- Add sub-accounts
- Add PDF support for checks
- Add recurring transfers between accounts


## Frequently asked questions

### Is My Check Register free?

My Check Register is free to download, with in-app purchases available.

### Is Accounts 3 Lite free?

Accounts 3 Lite is free to download, with no in-app purchases.

### Which has better reviews, My Check Register or Accounts 3 Lite?

Accounts 3 Lite is rated higher. My Check Register averages 3.2 out of 5 from 375 ratings, while Accounts 3 Lite averages 4.7 from 225 ratings.

### Do My Check Register or Accounts 3 Lite have ads?

My Check Register shows ads; Accounts 3 Lite does not.

### Which is updated more often, My Check Register or Accounts 3 Lite?

My Check Register ships an update monthly, and Accounts 3 Lite every 3 weeks. Most recently, My Check Register was updated on October 21, 2026 and Accounts 3 Lite on October 28, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*