# Citadel Mobile Banking vs 3Hill CU

The clearest difference is ratings volume: Citadel Mobile Banking at 26K against 3Hill CU's 35. 3Hill CU's advantage is update cadence (every 5 weeks vs every 3 months). On price, rating, review sentiment and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Citadel Mobile Banking against 4.9 for 3Hill CU. That said, the two scores are not equally well evidenced: Citadel Mobile Banking has 26K ratings behind it against 35, so its average is the more settled of the two. Written reviews are what separate them: 65% of Citadel Mobile Banking's written reviews are positive against 71% of 3Hill CU's.

Citadel Mobile Banking ships an update every 3 months, 3Hill CU every 5 weeks. The most recent releases landed on November 5, 2026 and November 1, 2026 respectively.

## The numbers

| Metric | Citadel Mobile Banking | 3Hill CU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (26K ratings)](https://appshunter.io/ios/app/citadel-mobile-banking/id567804498/reviews) | **[4.9 (35 ratings)](https://appshunter.io/ios/app/3hill-cu/id1019637071/reviews)** |
| Number of ratings | **26K** | 35 |
| Positive reviews | 65.2% of reviews | **71.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 5 weeks** |
| Monetization | Free | Free |
| Size | 42 MB | 126 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad, Apple Watch | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Citadel Federal Credit Union](https://appshunter.io/developer/567804501) | [3Hill Credit Union](https://appshunter.io/developer/1447417791) |

## What reviewers say

### Citadel Mobile Banking

[App page](https://appshunter.io/ios/app/citadel-mobile-banking/id567804498)

Manage your bank accounts 24/7 from your mobile device. Deposit checks, view balances and transaction history, and access financial planning tools. Securely control your cards and personalize your banking experience.

**Highlights:** Manage multiple accounts, Instant check deposits, View balances and transactions, Financial health tools, Mobile payments and bill pay, Card controls and alerts, Biometric login

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient mobile banking
- 👍 Reliable and secure
- 💡 Useful features like mobile deposit
- 🔒 Robust security with face ID
- 👍 Great customer service

**What reviewers complain about**

- 🐛 Buggy mobile deposit feature
- 🔀 Confusing navigation and layout
- 🔀 Inconsistent app performance
- 🔀 Lack of customization options
- 🔀 Outdated bill pay functionality

**Reported bugs**

- Frequent app crashes
- Login issues with face ID
- Incorrect account balance display
- Unreliable mobile deposit
- Inconsistent push notification delivery

**Requested features**

- Improve mobile deposit experience
- Streamline navigation and layout
- Add more customization options
- Enhance bill pay functionality
- Implement weekend customer support


### 3Hill CU

[App page](https://appshunter.io/ios/app/3hill-cu/id1019637071)

Manage your finances anytime, anywhere with this mobile banking app. View account balances, transaction history, transfer funds, deposit checks remotely, and locate branches. It offers secure access to your accounts with industry-standard security technologies.

**Highlights:** Account overview and details, Check account balances, View transaction history, Transfer funds between accounts, Send money (member to member, bill pay, wire), Mobile check deposit, Branch locator, Account alerts

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Citadel Mobile Banking free?

Citadel Mobile Banking is free to download, with no in-app purchases.

### Is 3Hill CU free?

3Hill CU is free to download, with no in-app purchases.

### Which has better reviews, Citadel Mobile Banking or 3Hill CU?

3Hill CU is rated higher. Citadel Mobile Banking averages 4.8 out of 5 from 26K ratings, while 3Hill CU averages 4.9 from 35 ratings.

### Do Citadel Mobile Banking or 3Hill CU have ads?

Neither Citadel Mobile Banking nor 3Hill CU shows ads.

### Which is updated more often, Citadel Mobile Banking or 3Hill CU?

Citadel Mobile Banking ships an update every 3 months, and 3Hill CU every 5 weeks. Most recently, Citadel Mobile Banking was updated on November 5, 2026 and 3Hill CU on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*