# Texas First Bank vs SecurLOCK Equip

Texas First Bank and SecurLOCK Equip both sit at 4.7 stars, but that hides the real split: 85% of Texas First Bank's written reviews are positive against 31% of SecurLOCK Equip's. SecurLOCK Equip's advantage is ratings volume (4.9K vs 1.1K) and iOS requirement (14.0 vs 16.0). On price, rating, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.7 for Texas First Bank against 4.6 for SecurLOCK Equip. Both are backed by a comparable volume of ratings — 1.1K and 4.9K respectively. Written reviews are what separate them: 85% of Texas First Bank's written reviews are positive against 31% of SecurLOCK Equip's.

Texas First Bank ships an update every 3 months, SecurLOCK Equip every 5 months. The most recent releases landed on October 24, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | Texas First Bank | SecurLOCK Equip |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (1.1K ratings)](https://appshunter.io/ios/app/texas-first-bank/id568962357/reviews)** | [4.6 (4.9K ratings)](https://appshunter.io/ios/app/securlock-equip/id1069254695/reviews) |
| Number of ratings | 1.1K | **4.9K** |
| Positive reviews | **84.8% of reviews** | 31.4% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Free | Free |
| Size | 38 MB | 71 MB |
| Requires iOS | 16.0 | **14.0** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Texas First Bank](https://appshunter.io/developer/568962360) | [eFunds Corporation](https://appshunter.io/developer/354569718) |

## What reviewers say

### Texas First Bank

[App page](https://appshunter.io/ios/app/texas-first-bank/id568962357)

Manage your finances conveniently from your mobile device. Access account balances, transaction history, and pending items. Facilitate secure transactions like fund transfers and wire creations.

**Highlights:** Check account balances, View transaction history, Approve or cancel transactions, Create fund transfers, Create ACH/Domestic Wires, Secure messaging

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use
- 🔒 Secure
- 👍 User-friendly
- 🚀 Convenient
- 👍 Reliable

**What reviewers complain about**

- 🐛 Occasional crashes
- 🐛 Freezing issues
- 🐛 Compatibility problems
- 🐛 Slow performance
- 🐛 Bugs with Zelle integration

**Reported bugs**

- Login screen freezes
- Mobile deposit not working
- Zelle integration issues
- Inconsistent account balance updates

**Requested features**

- Two-step authentication option
- More frequent app updates
- Improved mobile deposit functionality
- Better sync with external accounts


### SecurLOCK Equip

[App page](https://appshunter.io/ios/app/securlock-equip/id1069254695)

Take full control of your payment cards directly from your mobile device. Instantly turn your cards on or off, set spending limits, and define where and when they can be used. Manage your finances with enhanced security and personalized controls.

**Highlights:** Turn cards on/off, Set location-based controls, Block international transactions, Set spending limits, Mobile card management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Great app
- 🔒 Secure and helpful
- 👍 Provides good control over card
- 👍 Useful for budgeting

**What reviewers complain about**

- 🐛 Login issues
- 🐛 App not working
- 🐛 Unreliable notifications
- 🐛 Frequent log outs
- 🐛 Touch ID/Face ID not working

**Reported bugs**

- App not allowing login or password reset
- Transactions not showing up
- Card locking/unlocking not working as expected

**Requested features**

- Allow adding multiple cards from different banks
- Provide better customer support options
- Improve app stability and reliability


## Frequently asked questions

### Is Texas First Bank free?

Texas First Bank is free to download, with no in-app purchases.

### Is SecurLOCK Equip free?

SecurLOCK Equip is free to download, with no in-app purchases.

### Which has better reviews, Texas First Bank or SecurLOCK Equip?

Texas First Bank is rated higher. Texas First Bank averages 4.7 out of 5 from 1.1K ratings, while SecurLOCK Equip averages 4.6 from 4.9K ratings.

### Do Texas First Bank or SecurLOCK Equip have ads?

Neither Texas First Bank nor SecurLOCK Equip shows ads.

### Which is updated more often, Texas First Bank or SecurLOCK Equip?

Texas First Bank ships an update every 3 months, and SecurLOCK Equip every 5 months. Most recently, Texas First Bank was updated on October 24, 2026 and SecurLOCK Equip on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*