# AUB vs Starpay

The clearest difference is review sentiment: Starpay at 100% against AUB's 62%. Starpay also leads on rating (5.0 vs 4.8). AUB's advantage is ads (none vs shown) and ratings volume (574 vs 4). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Starpay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: AUB has 574 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 100% of Starpay's.

AUB ships an update every 3 weeks, Starpay every 2 weeks. The most recent releases landed on October 14, 2026 and October 3, 2026 respectively.

## The numbers

| Metric | AUB | Starpay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (574 ratings)](https://appshunter.io/ios/app/aub/id569043312/reviews) | **[5.0 (4 ratings)](https://appshunter.io/ios/app/starpay/id1448018200/reviews)** |
| Number of ratings | **574** | 4 |
| Positive reviews | 61.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 50 MB | 28 MB |
| Requires iOS | 15.0 | **14.0** |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 12+ |
| Developer | [Asia United Bank](https://appshunter.io/developer/1334533311) | [Starpay Corporation](https://appshunter.io/developer/1447391436) |

## What reviewers say

### AUB

[App page](https://appshunter.io/ios/app/aub/id569043312)

This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.

**Highlights:** Mobile banking account access, Fund transfers via InstaPay and PESONet, Online bills payment, Virtual teller queueing, PDC management, Credit card management, Loan application

**Features:** Vision Pro support

**In-app purchases:** none


### Starpay

[App page](https://appshunter.io/ios/app/starpay/id1448018200)

Manage your finances with an e-wallet for easy transactions, bill payments, and money transfers.  You can also withdraw cash, buy mobile load, and top up toll cards.

**Highlights:** E-wallet for transactions, Extensive bill payment options, Send money to banks and e-wallets, Cash withdrawal at partners, Mobile load purchases, Toll card top-ups

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is AUB free?

AUB is free to download, with no in-app purchases.

### Is Starpay free?

Starpay is free to download, with no in-app purchases.

### Which has better reviews, AUB or Starpay?

Starpay is rated higher. AUB averages 4.8 out of 5 from 574 ratings, while Starpay averages 5.0 from 4 ratings.

### Do AUB or Starpay have ads?

Starpay shows ads; AUB does not.

### Which is updated more often, AUB or Starpay?

AUB ships an update every 3 weeks, and Starpay every 2 weeks. Most recently, AUB was updated on October 14, 2026 and Starpay on October 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*