# AUB vs OwnBank

The clearest difference is rating: AUB at 4.8 against OwnBank's 2.8. AUB also leads on review sentiment (62% vs 38%) and ratings volume (589 vs 8). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AUB holds the better App Store score, 4.8 against 2.8. That said, the two scores are not equally well evidenced: AUB has 589 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 38% of OwnBank's.

AUB ships an update every 3 weeks, OwnBank fortnightly. The most recent releases landed on October 29, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | AUB | OwnBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (589 ratings)](https://appshunter.io/ios/app/aub/id569043312/reviews)** | [2.8 (8 ratings)](https://appshunter.io/ios/app/ownbank/id1623288463/reviews) |
| Number of ratings | **589** | 8 |
| Positive reviews | **61.9% of reviews** | 37.5% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 47 MB | 120 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Asia United Bank](https://appshunter.io/developer/1334533311) | [OWN BANK, THE RURAL BANK OF CAVITE CITY, INC.](https://appshunter.io/developer/1623288465) |

## What reviewers say

### AUB

[App page](https://appshunter.io/ios/app/aub/id569043312)

This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.

**Highlights:** Mobile banking account access, Fund transfers via InstaPay and PESONet, Online bills payment, Virtual teller queueing, PDC management, Credit card management, Loan application

**Features:** Vision Pro support

**In-app purchases:** none


### OwnBank

[App page](https://appshunter.io/ios/app/ownbank/id1623288463)

Manage all your financial needs with a transparent and easy-to-use platform. Open an account online in minutes, manage multiple accounts, build wealth with simple deposits, and enjoy free money transfers to friends and family.

**Highlights:** Open account online in 10 minutes, Manage multiple accounts easily, Build wealth with simple deposits, Open time deposit accounts, Free money transfers, Transparent and easy finances

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AUB free?

AUB is free to download, with no in-app purchases.

### Is OwnBank free?

OwnBank is free to download, with no in-app purchases.

### Which has better reviews, AUB or OwnBank?

AUB is rated higher. AUB averages 4.8 out of 5 from 589 ratings, while OwnBank averages 2.8 from 8 ratings.

### Do AUB or OwnBank have ads?

Neither AUB nor OwnBank shows ads.

### Which is updated more often, AUB or OwnBank?

AUB ships an update every 3 weeks, and OwnBank fortnightly. Most recently, AUB was updated on October 29, 2026 and OwnBank on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*