# AUB vs UnionDigital Bank (UD)

The clearest difference is rating: AUB at 4.8 against UnionDigital Bank (UD)'s 2.1. AUB also leads on ads (none vs shown) and ratings volume (574 vs 7). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

AUB holds the better App Store score, 4.8 against 2.1. That said, the two scores are not equally well evidenced: AUB has 574 ratings behind it against 7, so its average is the more settled of the two. Written reviews point the same way: 62% of AUB's written reviews are positive against 40% of UnionDigital Bank (UD)'s.

AUB ships an update every 3 weeks, UnionDigital Bank (UD) fortnightly. The most recent releases landed on September 23, 2026 and September 8, 2026 respectively.

## The numbers

| Metric | AUB | UnionDigital Bank (UD) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (574 ratings)](https://appshunter.io/ios/app/aub/id569043312/reviews)** | [2.1 (7 ratings)](https://appshunter.io/ios/app/uniondigital-bank-ud/id1631487699/reviews) |
| Number of ratings | **574** | 7 |
| Positive reviews | **61.9% of reviews** | 40.0% of reviews |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | **Free** | Ad-supported |
| Size | 50 MB | 163 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Asia United Bank](https://appshunter.io/developer/1334533311) | [UnionDigital Bank Inc.](https://appshunter.io/developer/1631487701) |

## What reviewers say

### AUB

[App page](https://appshunter.io/ios/app/aub/id569043312)

This mobile banking application allows users to manage their accounts, transfer funds, pay bills, and apply for loans conveniently. It offers features like virtual teller services, check management, and credit card access. Users can also locate branches and manage remittances.

**Highlights:** Mobile banking account access, Fund transfers via InstaPay and PESONet, Online bills payment, Virtual teller queueing, PDC management, Credit card management, Loan application

**Features:** Vision Pro support

**In-app purchases:** none


### UnionDigital Bank (UD)

[App page](https://appshunter.io/ios/app/uniondigital-bank-ud/id1631487699)

This digital bank offers high savings rates and time deposit options for Filipinos. It provides in-app tips for financial growth and secure transactions with biometrics and OTP. Regulated by BSP and insured by PDIC, it ensures your money is safe.

**Highlights:** High savings interest rates, Time deposit accounts, Financial growth tips, Biometric security, In-app OTP, PDIC insured deposits

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is AUB free?

AUB is free to download, with no in-app purchases.

### Is UnionDigital Bank (UD) free?

UnionDigital Bank (UD) is free to download, with no in-app purchases.

### Which has better reviews, AUB or UnionDigital Bank (UD)?

AUB is rated higher. AUB averages 4.8 out of 5 from 574 ratings, while UnionDigital Bank (UD) averages 2.1 from 7 ratings.

### Do AUB or UnionDigital Bank (UD) have ads?

UnionDigital Bank (UD) shows ads; AUB does not.

### Which is updated more often, AUB or UnionDigital Bank (UD)?

AUB ships an update every 3 weeks, and UnionDigital Bank (UD) fortnightly. Most recently, AUB was updated on September 23, 2026 and UnionDigital Bank (UD) on September 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*