# Coutts Mobile vs Bottomline PTX Auth

The clearest difference is review sentiment: Coutts Mobile at 27% against Bottomline PTX Auth's 0%. Coutts Mobile also leads on update cadence (every 2 months vs every 12 months). Bottomline PTX Auth's advantage is iOS requirement (15.6 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Coutts Mobile ships an update every 2 months, Bottomline PTX Auth every 12 months. The most recent releases landed on October 24, 2026 and October 9, 2026 respectively.

## The numbers

| Metric | Coutts Mobile | Bottomline PTX Auth |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.0 (8 ratings)](https://appshunter.io/ios/app/coutts-mobile/id570181477/reviews)** | — |
| Number of ratings | **8** | — |
| Positive reviews | **27.3% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 2 months** | Every 12 months |
| Monetization | Free | Free |
| Size | 44 MB | 29 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [COUTTS & COMPANY](https://appshunter.io/developer/570181480) | [Bottomline Technologies](https://appshunter.io/developer/528699510) |

## What reviewers say

### Coutts Mobile

[App page](https://appshunter.io/ios/app/coutts-mobile/id570181477)

Manage your accounts online with this app. Make payments, transfer funds, view investments, and send secure messages. It provides flexibility to access your financial information anytime, anywhere.

**Highlights:** View and manage accounts online, Make Faster, CHAPS, and International payments, Transfer money between accounts, View investment portfolio status, Send and receive secure messages, Manage standing orders and direct debits

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and quick to use (Gus70000)
- 🔒 Extremely secure (Gus70000)
- 👍 Intuitive and reasonably fast (Stuinlondon)
- 👍 Love this banking app (Thebeatpoetuk)
- 👍 Very good App (chillie-rosecovenrfahs)

**What reviewers complain about**

- 🐛 App crashes frequently
- 🐛 Blurred screen issues
- 🐛 Clunky and difficult to use
- 🐛 Site down for maintenance often
- 🐛 Transaction search function unreliable

**Reported bugs**

- App doesn't open until deleted and reinstalled
- App constantly crashes
- Blurred screen
- Crashing every time it's opened
- Account transaction search function only works occasionally

**Requested features**

- Allow changing back to reader without losing access
- Update the app to be nicer
- Use a rebranded version of Nat West app
- Allow PC-free payments
- Update app for modern standards


### Bottomline PTX Auth

[App page](https://appshunter.io/ios/app/bottomline-ptx-auth/id1041981602)

This app provides an extra layer of security for business payment processing. It generates one-time codes for logging in and authorizing transactions, enhancing the safety of your financial operations.

**Highlights:** Multi-Factor Authentication, One-time code generation, Offline code availability, Support for multiple accounts, Enhanced payment security

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Coutts Mobile free?

Coutts Mobile is free to download, with no in-app purchases.

### Is Bottomline PTX Auth free?

Bottomline PTX Auth is free to download, with no in-app purchases.

### Do Coutts Mobile or Bottomline PTX Auth have ads?

Neither Coutts Mobile nor Bottomline PTX Auth shows ads.

### Which is updated more often, Coutts Mobile or Bottomline PTX Auth?

Coutts Mobile ships an update every 2 months, and Bottomline PTX Auth every 12 months. Most recently, Coutts Mobile was updated on October 24, 2026 and Bottomline PTX Auth on October 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*