# Just zorgverzekering vs Ask Fred

The clearest difference is in-app purchases: Just zorgverzekering at none against Ask Fred's 1. Just zorgverzekering also leads on update cadence (fortnightly vs every 2 months). Ask Fred's advantage is device support (3 vs 1). On price, ads and iOS requirement there is nothing between them.

Both are free to download. Ask Fred sells 1 in-app purchase, starting at $4.99 per month. Just zorgverzekering asks for nothing beyond the download.

Just zorgverzekering ships an update fortnightly, Ask Fred every 2 months. The most recent releases landed on October 9, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Just zorgverzekering | Ask Fred |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.5 (2 ratings)](https://appshunter.io/ios/app/just-zorgverzekering/id570626145/reviews)** | — |
| Number of ratings | **2** | — |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | **Fortnightly** | Every 2 months |
| Monetization | Free | — |
| Size | 130 MB | 56 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Onderlinge Waarborgmaatschappij CZ groep U.A.](https://appshunter.io/developer/570626148) | [Rowan Paul Flynn](https://appshunter.io/developer/1823237236) |

## What reviewers say

### Just zorgverzekering

[App page](https://appshunter.io/ios/app/just-zorgverzekering/id570626145)

Easily submit medical bills, view your policy details, and check your deductible. Report accidents for specific coverage and find answers to your health insurance questions anytime, anywhere.

**Highlights:** Submit medical bills with photos, View insurance policy details, Check deductible status, Report accidents for coverage, Access past two years of bills, Secure DigiD login

**Features:** Vision Pro support

**In-app purchases:** none


### Ask Fred

[App page](https://appshunter.io/ios/app/ask-fred/id6747894752)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Ask Fred Pro | $4.99 | per month |


## Frequently asked questions

### Is Just zorgverzekering free?

Just zorgverzekering is free to download, with no in-app purchases.

### Is Ask Fred free?

Ask Fred is free to download, with in-app purchases available.

### Do Just zorgverzekering or Ask Fred have ads?

Neither Just zorgverzekering nor Ask Fred shows ads.

### Which is updated more often, Just zorgverzekering or Ask Fred?

Just zorgverzekering ships an update fortnightly, and Ask Fred every 2 months. Most recently, Just zorgverzekering was updated on October 9, 2026 and Ask Fred on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*