# 신한 SOL페이 vs PASS by SKT

The clearest difference is rating: 신한 SOL페이 at 3.2 against PASS by SKT's 2.6. 신한 SOL페이 also leads on ratings volume (337 vs 87). PASS by SKT's advantage is ads (none vs shown) and review sentiment (65% vs 37%). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

신한 SOL페이 holds the better App Store score, 3.2 against 2.6. Both are backed by a comparable volume of ratings — 337 and 87 respectively. Written reviews complicate that: 37% of 신한 SOL페이's written reviews are positive against 65% of PASS by SKT's, so the app with the better star average is not the one people write more warmly about.

신한 SOL페이 ships an update monthly, PASS by SKT every 2 months. Both last shipped on October 29, 2026.

## The numbers

| Metric | 신한 SOL페이 | PASS by SKT |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (337 ratings)](https://appshunter.io/ios/app/sol/id572462317/reviews)** | [2.6 (87 ratings)](https://appshunter.io/ios/app/pass-by-skt/id1141258007/reviews) |
| Number of ratings | **337** | 87 |
| Positive reviews | 36.9% of reviews | **65.1% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free with in-app purchases | **Free** |
| Size | 262 MB | 268 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shinhan Card Co., Ltd.](https://appshunter.io/developer/360679920) | [SK Telecom](https://appshunter.io/developer/329992155) |

## What reviewers say

### 신한 SOL페이

[App page](https://appshunter.io/ios/app/sol/id572462317)

This comprehensive financial platform integrates payments, asset management, and lifestyle services. It offers convenient banking, shopping, content, and exclusive benefits from the Shinhan Financial Group, all accessible through a user-friendly interface.

**Highlights:** Integrated payments and banking, Comprehensive asset management, Personalized content and shopping, Exclusive Shinhan Financial Group benefits, Easy membership and card registration, Digital ID and certificate management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient app
- 💡 Innovative features like Play to Earn
- 🔒 Secure app with good security features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤔 Confusing UI and navigation
- ⚠️ Unreliable app performance
- 🤯 Frustrating user experience

**Reported bugs**

- Login and authentication issues
- Incompatibility with certain devices
- Unreliable in-app payments and transactions
- Frequent app freezes and force closures

**Requested features**

- Improve app stability and reduce crashes
- Simplify UI and make navigation more intuitive
- Provide better support for overseas users
- Add more customization options


### PASS by SKT

[App page](https://appshunter.io/ios/app/pass-by-skt/id1141258007)

This app offers a comprehensive suite of services beyond simple authentication. It includes digital identity verification, secure certificate issuance, mobile identification, and financial management tools. Users can also access health information, lifestyle services, and mobile payment options.

**Highlights:** Digital identity verification, Mobile driver's license and resident registration card, Secure digital certificate issuance, Financial management and investment information, Mobile payment and content fee management, Phishing and identity theft protection, Smart ticket for airport access

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient authentication
- 🚀 Fast and simple verification
- 🔒 Secure login with biometrics
- 💡 Time-saving for frequent verifications
- ✅ Useful for various online services

**What reviewers complain about**

- ❌ Forced default app for documents
- ❌ Difficult to change default app settings
- ❌ App not foreigner-friendly
- ❌ Mandatory additional service promotion
- ❌ Issues with verification and login

**Reported bugs**

- App crashes or closes immediately upon opening
- Cannot delete the app
- App forces itself as the default for document files
- Verification fails even with app installed
- Cannot reset password after phone reset

**Requested features**

- Allow changing default app for documents
- Improve QR code recognition rate
- Provide English translation for the app
- Add option to disable confirmation prompts for biometric login
- Allow manual input of email for support inquiries


## Frequently asked questions

### Is 신한 SOL페이 free?

신한 SOL페이 is free to download, with no in-app purchases.

### Is PASS by SKT free?

PASS by SKT is free to download, with no in-app purchases.

### Which has better reviews, 신한 SOL페이 or PASS by SKT?

신한 SOL페이 is rated higher. 신한 SOL페이 averages 3.2 out of 5 from 337 ratings, while PASS by SKT averages 2.6 from 87 ratings.

### Do 신한 SOL페이 or PASS by SKT have ads?

신한 SOL페이 shows ads; PASS by SKT does not.

### Which is updated more often, 신한 SOL페이 or PASS by SKT?

신한 SOL페이 ships an update monthly, and PASS by SKT every 2 months. Most recently, 신한 SOL페이 was updated on October 29, 2026 and PASS by SKT on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*