# 신한 SOL페이 vs PASS by U+

The clearest difference is rating: 신한 SOL페이 at 3.2 against PASS by U+'s 1.6. 신한 SOL페이 also leads on ratings volume (336 vs 7). PASS by U+'s advantage is review sentiment (73% vs 37%) and ads (none vs shown). On price, update cadence, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

신한 SOL페이 holds the better App Store score, 3.2 against 1.6. That said, the two scores are not equally well evidenced: 신한 SOL페이 has 336 ratings behind it against 7, so its average is the more settled of the two. Written reviews complicate that: 37% of 신한 SOL페이's written reviews are positive against 73% of PASS by U+'s, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on October 14, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | 신한 SOL페이 | PASS by U+ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.2 (336 ratings)](https://appshunter.io/ios/app/sol/id572462317/reviews)** | [1.6 (7 ratings)](https://appshunter.io/ios/app/pass-by-u-plus/id1147394645/reviews) |
| Number of ratings | **336** | 7 |
| Positive reviews | 37.4% of reviews | **73.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | **Free** |
| Size | 262 MB | 343 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Shinhan Card Co., Ltd.](https://appshunter.io/developer/360679920) | [LG Uplus](https://appshunter.io/developer/372558480) |

## What reviewers say

### 신한 SOL페이

[App page](https://appshunter.io/ios/app/sol/id572462317)

This comprehensive financial platform integrates payments, asset management, and lifestyle services. It offers convenient banking, shopping, content, and exclusive benefits from the Shinhan Financial Group, all accessible through a user-friendly interface.

**Highlights:** Integrated payments and banking, Comprehensive asset management, Personalized content and shopping, Exclusive Shinhan Financial Group benefits, Easy membership and card registration, Digital ID and certificate management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient app
- 💡 Innovative features like Play to Earn
- 🔒 Secure app with good security features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤔 Confusing UI and navigation
- ⚠️ Unreliable app performance
- 🤯 Frustrating user experience

**Reported bugs**

- Login and authentication issues
- Incompatibility with certain devices
- Unreliable in-app payments and transactions
- Frequent app freezes and force closures

**Requested features**

- Improve app stability and reduce crashes
- Simplify UI and make navigation more intuitive
- Provide better support for overseas users
- Add more customization options


### PASS by U+

[App page](https://appshunter.io/ios/app/pass-by-u-plus/id1147394645)

Securely verify your identity and access a range of services including digital identification, financial management, and healthcare information. Manage your mobile driver's license and resident registration card, and utilize a secure digital certificate for various transactions.

**Highlights:** Mobile driver's license and resident registration card, Secure identity verification, Digital certificate for transactions, Financial asset inquiry and recommendations, Mobile payment management, Identity theft prevention service

**Features:** Safari Extension

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy authentication
- 🚀 Fast and efficient process
- 💡 Mobile ID and payment features
- 🔒 Secure and trustworthy
- 👍 User-friendly interface

**What reviewers complain about**

- 🐛 Authentication failures
- 🐛 App crashes or freezes
- 🐛 UI/UX issues
- 🐛 Inconsistent performance
- 🐛 Language barriers for non-Korean speakers

**Reported bugs**

- Authentication does not proceed after password entry
- App becomes unresponsive ('bricks') after OS update
- App crashes upon launch
- Error messages like 'IP.null' or 'PPS 고객입니다. [LRZ0002347]'
- SMS authentication code not received

**Requested features**

- Improve Face ID/Biometric login stability
- Address language translation for English speakers
- Allow registration without a Korean resident number for foreigners
- Fix keyboard not appearing during password setup
- Improve compatibility with specific phone models/OS versions


## Frequently asked questions

### Is 신한 SOL페이 free?

신한 SOL페이 is free to download, with no in-app purchases.

### Is PASS by U+ free?

PASS by U+ is free to download, with no in-app purchases.

### Which has better reviews, 신한 SOL페이 or PASS by U+?

신한 SOL페이 is rated higher. 신한 SOL페이 averages 3.2 out of 5 from 336 ratings, while PASS by U+ averages 1.6 from 7 ratings.

### Do 신한 SOL페이 or PASS by U+ have ads?

신한 SOL페이 shows ads; PASS by U+ does not.

### Which is updated more often, 신한 SOL페이 or PASS by U+?

신한 SOL페이 ships an update monthly, and PASS by U+ monthly. Most recently, 신한 SOL페이 was updated on October 14, 2026 and PASS by U+ on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*