# 신한 SOL페이 vs NH스마트뱅킹

The clearest difference is ads: NH스마트뱅킹 at none against 신한 SOL페이's shown. NH스마트뱅킹 also leads on monetization model (free vs free with in-app purchases). 신한 SOL페이's advantage is review sentiment (37% vs 20%) and ratings volume (336 vs 44). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.2 for 신한 SOL페이 against 3.3 for NH스마트뱅킹. That said, the two scores are not equally well evidenced: 신한 SOL페이 has 336 ratings behind it against 44, so its average is the more settled of the two. Written reviews are what separate them: 37% of 신한 SOL페이's written reviews are positive against 20% of NH스마트뱅킹's.

신한 SOL페이 ships an update monthly, NH스마트뱅킹 every 2 weeks. Both last shipped on October 14, 2026.

## The numbers

| Metric | 신한 SOL페이 | NH스마트뱅킹 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (336 ratings)](https://appshunter.io/ios/app/sol/id572462317/reviews) | **[3.3 (44 ratings)](https://appshunter.io/ios/app/nh/id1444712671/reviews)** |
| Number of ratings | **336** | 44 |
| Positive reviews | **37.4% of reviews** | 19.8% of reviews |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Every 2 weeks** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 262 MB | 144 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Shinhan Card Co., Ltd.](https://appshunter.io/developer/360679920) | [National Agricultural Cooperative Federation](https://appshunter.io/developer/397995605) |

## What reviewers say

### 신한 SOL페이

[App page](https://appshunter.io/ios/app/sol/id572462317)

This comprehensive financial platform integrates payments, asset management, and lifestyle services. It offers convenient banking, shopping, content, and exclusive benefits from the Shinhan Financial Group, all accessible through a user-friendly interface.

**Highlights:** Integrated payments and banking, Comprehensive asset management, Personalized content and shopping, Exclusive Shinhan Financial Group benefits, Easy membership and card registration, Digital ID and certificate management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient app
- 💡 Innovative features like Play to Earn
- 🔒 Secure app with good security features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤔 Confusing UI and navigation
- ⚠️ Unreliable app performance
- 🤯 Frustrating user experience

**Reported bugs**

- Login and authentication issues
- Incompatibility with certain devices
- Unreliable in-app payments and transactions
- Frequent app freezes and force closures

**Requested features**

- Improve app stability and reduce crashes
- Simplify UI and make navigation more intuitive
- Provide better support for overseas users
- Add more customization options


### NH스마트뱅킹

[App page](https://appshunter.io/ios/app/nh/id1444712671)

Manage your finances, from banking to asset management, all in one place. This app offers personalized features, easy transfers, and comprehensive financial planning tools. It also provides global banking services and 24/7 customer support.

**Highlights:** Personalized main screen with quick access to transactions, Large font mode for easier viewing, Simplified banking with easy password login and transfers, Open banking for managing accounts from other banks, Integrated asset management and financial planning, Non-face-to-face account opening and product subscriptions, Global banking services in 9 languages

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use (some users)
- 👍 Convenient for basic banking (some users)
- 👍 Improved UI over time (some users)

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🐛 Login issues and errors
- 🐛 Slow loading times
- 🐛 Inconsistent performance
- 🐛 Issues with authentication and certificates

**Reported bugs**

- App crashes frequently, especially after updates or during specific actions (e.g., sending money, taking ID photos).
- Login failures, including white screens, freezing, and error messages.
- Slow loading times, sometimes exceeding several minutes.
- Authentication issues with certificates, patterns, and phone number verification.
- App becomes unresponsive or shows only loading screens.

**Requested features**

- Improve app stability and reduce crashes
- Streamline the login and authentication process
- Optimize app performance for faster loading
- Enhance user interface and navigation for better usability
- Address issues with international access and functionality


## Frequently asked questions

### Is 신한 SOL페이 free?

신한 SOL페이 is free to download, with no in-app purchases.

### Is NH스마트뱅킹 free?

NH스마트뱅킹 is free to download, with no in-app purchases.

### Which has better reviews, 신한 SOL페이 or NH스마트뱅킹?

NH스마트뱅킹 is rated higher. 신한 SOL페이 averages 3.2 out of 5 from 336 ratings, while NH스마트뱅킹 averages 3.3 from 44 ratings.

### Do 신한 SOL페이 or NH스마트뱅킹 have ads?

신한 SOL페이 shows ads; NH스마트뱅킹 does not.

### Which is updated more often, 신한 SOL페이 or NH스마트뱅킹?

신한 SOL페이 ships an update monthly, and NH스마트뱅킹 every 2 weeks. Most recently, 신한 SOL페이 was updated on October 14, 2026 and NH스마트뱅킹 on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*