# 신한 SOL페이 vs 카카오페이

The clearest difference is rating: 카카오페이 at 4.1 against 신한 SOL페이's 3.2. 카카오페이 also leads on update cadence (weekly vs monthly) and review sentiment (49% vs 37%). 신한 SOL페이's advantage is in-app purchases (none vs 28) and iOS requirement (15.0 vs 17.0). On price, ratings volume, ads and device support there is nothing between them.

Both are free to download. 카카오페이 sells 28 one-off in-app purchases. 신한 SOL페이 asks for nothing beyond the download.

카카오페이 holds the better App Store score, 4.1 against 3.2. Both are backed by a comparable volume of ratings — 337 and 132 respectively. Written reviews point the same way: 37% of 신한 SOL페이's written reviews are positive against 49% of 카카오페이's.

신한 SOL페이 ships an update monthly, 카카오페이 weekly. The most recent releases landed on October 23, 2026 and October 22, 2026 respectively.

## The numbers

| Metric | 신한 SOL페이 | 카카오페이 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (337 ratings)](https://appshunter.io/ios/app/sol/id572462317/reviews) | **[4.1 (132 ratings)](https://appshunter.io/ios/app/id1464496236/reviews)** |
| Number of ratings | **337** | 132 |
| Positive reviews | 36.9% of reviews | **48.8% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | Yes | Yes |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free with in-app purchases | — |
| Size | 262 MB | 273 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Shinhan Card Co., Ltd.](https://appshunter.io/developer/360679920) | [kakaopay corp.](https://appshunter.io/developer/1435127192) |

## What reviewers say

### 신한 SOL페이

[App page](https://appshunter.io/ios/app/sol/id572462317)

This comprehensive financial platform integrates payments, asset management, and lifestyle services. It offers convenient banking, shopping, content, and exclusive benefits from the Shinhan Financial Group, all accessible through a user-friendly interface.

**Highlights:** Integrated payments and banking, Comprehensive asset management, Personalized content and shopping, Exclusive Shinhan Financial Group benefits, Easy membership and card registration, Digital ID and certificate management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient app
- 💡 Innovative features like Play to Earn
- 🔒 Secure app with good security features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤔 Confusing UI and navigation
- ⚠️ Unreliable app performance
- 🤯 Frustrating user experience

**Reported bugs**

- Login and authentication issues
- Incompatibility with certain devices
- Unreliable in-app payments and transactions
- Frequent app freezes and force closures

**Requested features**

- Improve app stability and reduce crashes
- Simplify UI and make navigation more intuitive
- Provide better support for overseas users
- Add more customization options


### 카카오페이

[App page](https://appshunter.io/ios/app/id1464496236)

**Features:** Apple Wallet, Apple Watch app

**In-app purchases (28)**

| Purchase | Price | Billing |
| --- | --- | --- |
| 1100원 상품 | $0.49 | one-time |
| 1500원 상품 | $0.99 | one-time |
| 3300원 상품 | $1.99 | one-time |
| 3500원 상품 | $1.99 | one-time |
| 5500원 상품 | $2.99 | one-time |
| 6600원 상품 | $3.99 | one-time |
| 6900원 상품 | $3.99 | one-time |
| 8900원 상품 | $4.99 | one-time |
| 7900원 상품 | $4.99 | one-time |
| 9500원 상품 | $5.99 | one-time |
| 9900원 상품 | $5.99 | one-time |
| 11000원 상품 | $6.99 | one-time |
| 13000원 상품 | $7.99 | one-time |
| 13900원 상품 | $8.99 | one-time |
| 17000원 상품 | $9.99 | one-time |
| 15000원 상품 | $9.99 | one-time |
| 19000원 상품 | $11.99 | one-time |
| 20000원 상품 | $11.99 | one-time |
| 22000원 상품 | $12.99 | one-time |
| 25000원 상품 | $14.99 | one-time |
| 28000원 상품 | $17.99 | one-time |
| 30000원 상품 | $19.99 | one-time |
| 33000원 상품 | $19.99 | one-time |
| 44000원 상품 | $29.99 | one-time |
| 55000원 상품 | $34.99 | one-time |
| 70000원 상품 | $39.99 | one-time |
| 99000원 상품 | $59.99 | one-time |
| 140000원 상품 | $89.99 | one-time |


## Frequently asked questions

### Is 신한 SOL페이 free?

신한 SOL페이 is free to download, with no in-app purchases.

### Is 카카오페이 free?

카카오페이 is free to download, with in-app purchases available.

### Which has better reviews, 신한 SOL페이 or 카카오페이?

카카오페이 is rated higher. 신한 SOL페이 averages 3.2 out of 5 from 337 ratings, while 카카오페이 averages 4.1 from 132 ratings.

### Do 신한 SOL페이 or 카카오페이 have ads?

Both 신한 SOL페이 and 카카오페이 show ads.

### Which is updated more often, 신한 SOL페이 or 카카오페이?

신한 SOL페이 ships an update monthly, and 카카오페이 weekly. Most recently, 신한 SOL페이 was updated on October 23, 2026 and 카카오페이 on October 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*