# 신한 SOL페이 vs 네이버페이

The clearest difference is rating: 네이버페이 at 4.8 against 신한 SOL페이's 3.2. 네이버페이 also leads on ratings volume (35K vs 337) and review sentiment (47% vs 37%). 신한 SOL페이's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

네이버페이 holds the better App Store score, 4.8 against 3.2. That said, the two scores are not equally well evidenced: 네이버페이 has 35K ratings behind it against 337, so its average is the more settled of the two. Written reviews point the same way: 37% of 신한 SOL페이's written reviews are positive against 47% of 네이버페이's.

Both ship on a similar rhythm, roughly monthly. Both last shipped on November 1, 2026.

## The numbers

| Metric | 신한 SOL페이 | 네이버페이 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (337 ratings)](https://appshunter.io/ios/app/sol/id572462317/reviews) | **[4.8 (35K ratings)](https://appshunter.io/ios/app/id1554807824/reviews)** |
| Number of ratings | 337 | **35K** |
| Positive reviews | 36.9% of reviews | **47.1% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Monthly | Monthly |
| Monetization | Free with in-app purchases | — |
| Size | 262 MB | 261 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, Apple Watch |
| Age rating | 4+ | 4+ |
| Developer | [Shinhan Card Co., Ltd.](https://appshunter.io/developer/360679920) | [Naver Financial Corporation](https://appshunter.io/developer/1554807826) |

## What reviewers say

### 신한 SOL페이

[App page](https://appshunter.io/ios/app/sol/id572462317)

This comprehensive financial platform integrates payments, asset management, and lifestyle services. It offers convenient banking, shopping, content, and exclusive benefits from the Shinhan Financial Group, all accessible through a user-friendly interface.

**Highlights:** Integrated payments and banking, Comprehensive asset management, Personalized content and shopping, Exclusive Shinhan Financial Group benefits, Easy membership and card registration, Digital ID and certificate management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient app
- 💡 Innovative features like Play to Earn
- 🔒 Secure app with good security features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤔 Confusing UI and navigation
- ⚠️ Unreliable app performance
- 🤯 Frustrating user experience

**Reported bugs**

- Login and authentication issues
- Incompatibility with certain devices
- Unreliable in-app payments and transactions
- Frequent app freezes and force closures

**Requested features**

- Improve app stability and reduce crashes
- Simplify UI and make navigation more intuitive
- Provide better support for overseas users
- Add more customization options


### 네이버페이

[App page](https://appshunter.io/ios/app/id1554807824)

**Features:** Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 💳 Convenient QR code payment system
- 🎁 Attractive point rewards program
- 👍 Clean and intuitive initial UI design
- 🔒 Secure authentication features
- 📱 Dedicated mobile payment app

**What reviewers complain about**

- 🐛 Frequent app crashes and freezes
- ⚠️ Excessive forced re-authentication and logouts
- 🔄 Constant UI redesigns causing user confusion
- 📉 Degraded app performance and slow launch times
- 🎨 Overly complex and cluttered interface

**Reported bugs**

- Service outages without notice (6-hour downtime reported)
- QR code recognition failure after updates
- App crashes when viewing real estate property photos
- Automatic payment method reset to Pay Money after UI updates
- Settings reset after app updates

**Requested features**

- Apple Watch payment support
- Apple Wallet/Apple Pay integration
- Barcode payment option (not just QR)
- Multi-device login support
- Dark mode/night mode option


## Frequently asked questions

### Is 신한 SOL페이 free?

신한 SOL페이 is free to download, with no in-app purchases.

### Is 네이버페이 free?

네이버페이 is free to download, with no in-app purchases.

### Which has better reviews, 신한 SOL페이 or 네이버페이?

네이버페이 is rated higher. 신한 SOL페이 averages 3.2 out of 5 from 337 ratings, while 네이버페이 averages 4.8 from 35K ratings.

### Do 신한 SOL페이 or 네이버페이 have ads?

Both 신한 SOL페이 and 네이버페이 show ads.

### Which is updated more often, 신한 SOL페이 or 네이버페이?

신한 SOL페이 ships an update monthly, and 네이버페이 monthly. Most recently, 신한 SOL페이 was updated on November 1, 2026 and 네이버페이 on November 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*