# 신한 SOL페이 vs KB Pay

신한 SOL페이 and KB Pay both sit at 3.2 stars, but that hides the real split: 54% of KB Pay's written reviews are positive against 37% of 신한 SOL페이's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.2 for 신한 SOL페이 against 3.3 for KB Pay. Both are backed by a comparable volume of ratings — 336 and 178 respectively. Written reviews are what separate them: 37% of 신한 SOL페이's written reviews are positive against 54% of KB Pay's.

신한 SOL페이 ships an update every 3 weeks, KB Pay every 2 weeks. The most recent releases landed on September 23, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | 신한 SOL페이 | KB Pay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (336 ratings)](https://appshunter.io/ios/app/sol/id572462317/reviews) | **[3.3 (178 ratings)](https://appshunter.io/ios/app/kb-pay/id695436326/reviews)** |
| Number of ratings | **336** | 178 |
| Positive reviews | 37.4% of reviews | **53.9% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | Yes |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 258 MB | 238 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Shinhan Card Co., Ltd.](https://appshunter.io/developer/360679920) | [KB KOOKMINCARD CO., LTD.](https://appshunter.io/developer/474177090) |

## What reviewers say

### 신한 SOL페이

[App page](https://appshunter.io/ios/app/sol/id572462317)

This comprehensive financial platform integrates payments, asset management, and lifestyle services. It offers convenient banking, shopping, content, and exclusive benefits from the Shinhan Financial Group, all accessible through a user-friendly interface.

**Highlights:** Integrated payments and banking, Comprehensive asset management, Personalized content and shopping, Exclusive Shinhan Financial Group benefits, Easy membership and card registration, Digital ID and certificate management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient app
- 💡 Innovative features like Play to Earn
- 🔒 Secure app with good security features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤔 Confusing UI and navigation
- ⚠️ Unreliable app performance
- 🤯 Frustrating user experience

**Reported bugs**

- Login and authentication issues
- Incompatibility with certain devices
- Unreliable in-app payments and transactions
- Frequent app freezes and force closures

**Requested features**

- Improve app stability and reduce crashes
- Simplify UI and make navigation more intuitive
- Provide better support for overseas users
- Add more customization options


### KB Pay

[App page](https://appshunter.io/ios/app/kb-pay/id695436326)

Manage all your KB cards, assets, and lifestyle services in one app. Track payments, access loans, apply for cards, and enjoy exclusive shopping and travel deals. Optimize your spending with integrated financial tools and rewards.

**Highlights:** Card payment tracking and instant payment, Loan and credit services, Shopping and travel booking, Personalized benefits and events, Payment via bank accounts and points, Expense management and memo features

**Features:** Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and convenient payment processing
- 👍 User-friendly and intuitive interface
- 💳 Seamless card payment integration
- 🎁 Good rewards and points accumulation
- 🔐 Face ID and biometric authentication support

**What reviewers complain about**

- 🌍 No English language support despite claims
- 🔐 Authentication issues for overseas users
- 🐛 Frequent app crashes and freezing
- ⚠️ Complex and cluttered interface with too many features
- 🚫 Overseas residents cannot access services

**Reported bugs**

- Card reissuance authentication fails at step 2
- Card password authentication doesn't proceed
- Infinite loop when viewing event notifications
- White screen errors preventing navigation
- App lock feature causes infinite loading screen

**Requested features**

- English language support (critical for foreigners)
- Chinese and Vietnamese language support
- Simplified interface with fewer features
- Separate pay-only app for faster performance
- Dark mode option


## Frequently asked questions

### Is 신한 SOL페이 free?

신한 SOL페이 is free to download, with no in-app purchases.

### Is KB Pay free?

KB Pay is free to download, with no in-app purchases.

### Which has better reviews, 신한 SOL페이 or KB Pay?

KB Pay is rated higher. 신한 SOL페이 averages 3.2 out of 5 from 336 ratings, while KB Pay averages 3.3 from 178 ratings.

### Do 신한 SOL페이 or KB Pay have ads?

Both 신한 SOL페이 and KB Pay show ads.

### Which is updated more often, 신한 SOL페이 or KB Pay?

신한 SOL페이 ships an update every 3 weeks, and KB Pay every 2 weeks. Most recently, 신한 SOL페이 was updated on September 23, 2026 and KB Pay on September 22, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*