# 신한 SOL페이 vs Toss

The clearest difference is rating: Toss at 4.3 against 신한 SOL페이's 3.2. Toss also leads on ads (none vs shown) and monetization model (free vs free with in-app purchases). 신한 SOL페이's advantage is iOS requirement (15.0 vs 18.0). On price, ratings volume, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Toss holds the better App Store score, 4.3 against 3.2. Both are backed by a comparable volume of ratings — 337 and 639 respectively. Written reviews point the same way: 37% of 신한 SOL페이's written reviews are positive against 57% of Toss's.

신한 SOL페이 ships an update monthly, Toss weekly. The most recent releases landed on November 8, 2026 and November 9, 2026 respectively.

## The numbers

| Metric | 신한 SOL페이 | Toss |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.2 (337 ratings)](https://appshunter.io/ios/app/sol/id572462317/reviews) | **[4.3 (639 ratings)](https://appshunter.io/ios/app/toss-make-finance-easier/id839333328/reviews)** |
| Number of ratings | 337 | **639** |
| Positive reviews | 36.9% of reviews | **56.7% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Monthly | **Weekly** |
| Monetization | Free with in-app purchases | **Free** |
| Size | 263 MB | 442 MB |
| Requires iOS | **15.0** | 18.0 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Shinhan Card Co., Ltd.](https://appshunter.io/developer/360679920) | [Viva Republica](https://appshunter.io/developer/446370314) |

## What reviewers say

### 신한 SOL페이

[App page](https://appshunter.io/ios/app/sol/id572462317)

This comprehensive financial platform integrates payments, asset management, and lifestyle services. It offers convenient banking, shopping, content, and exclusive benefits from the Shinhan Financial Group, all accessible through a user-friendly interface.

**Highlights:** Integrated payments and banking, Comprehensive asset management, Personalized content and shopping, Exclusive Shinhan Financial Group benefits, Easy membership and card registration, Digital ID and certificate management

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and easy to use
- 🚀 Fast and efficient app
- 💡 Innovative features like Play to Earn
- 🔒 Secure app with good security features

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🤔 Confusing UI and navigation
- ⚠️ Unreliable app performance
- 🤯 Frustrating user experience

**Reported bugs**

- Login and authentication issues
- Incompatibility with certain devices
- Unreliable in-app payments and transactions
- Frequent app freezes and force closures

**Requested features**

- Improve app stability and reduce crashes
- Simplify UI and make navigation more intuitive
- Provide better support for overseas users
- Add more customization options


### Toss

[App page](https://appshunter.io/ios/app/toss-make-finance-easier/id839333328)

Manage all your financial accounts, including savings, investments, and loans, in one place. Enjoy fee-free transfers, personalized insurance recommendations, and easy access to loan options from multiple institutions. Invest simply with curated news and community tips.

**Highlights:** Consolidated account management, Fee-free money transfers, Instant loan comparisons, Personalized insurance recommendations, Simplified investing tools, Accessible English interface

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Easy to use
- 🚀 Convenient money transfers
- 💡 Useful features beyond just money transfers
- 🔒 Secure banking experience

**What reviewers complain about**

- 🐛 Occasional app crashes and freezes
- 🔋 High data usage and battery drain
- ⏱️ Slow app performance on older devices
- 🚫 Limited support for foreign users and accounts

**Reported bugs**

- Inconsistent card recognition and payment processing
- Unreliable account balance and transaction history display
- Frequent app crashes during critical functions

**Requested features**

- Add English language support
- Improve overseas banking capabilities
- Introduce iPad/tablet app version
- Enhance customization options


## Frequently asked questions

### Is 신한 SOL페이 free?

신한 SOL페이 is free to download, with no in-app purchases.

### Is Toss free?

Toss is free to download, with no in-app purchases.

### Which has better reviews, 신한 SOL페이 or Toss?

Toss is rated higher. 신한 SOL페이 averages 3.2 out of 5 from 337 ratings, while Toss averages 4.3 from 639 ratings.

### Do 신한 SOL페이 or Toss have ads?

신한 SOL페이 shows ads; Toss does not.

### Which is updated more often, 신한 SOL페이 or Toss?

신한 SOL페이 ships an update monthly, and Toss weekly. Most recently, 신한 SOL페이 was updated on November 8, 2026 and Toss on November 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*